377 Ginger Street, Greater Napanee

$439,900
377 Ginger Street

$439,900

New
7d
Detached2-Storey

377 Ginger Street, Greater Napanee

Total Monthly Obligation $2,378

Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
7d
Score
28
Yield
7.1%
Cash on Cash
6.2%
Cap Rate
5.9%
5Y IRR
20.5%
10Y IRR
18.7%
Property Type-Detached
MLS® Number-X14087520
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-29.95 × 117.82 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,748.18 (2026)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-JOHN B. GARVIN REAL ESTATE, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-58 - Greater Napanee
Title-Residential Freehold

No agent assigned

Tired of paying rent? Look no further! This wonderful 3 bedroom and 2 bathroom family home offers tremendous value...and did we mention the Beachcomber Hot Tub? Located on the best side of Ginger St. with NO rear neighbours, 377 Ginger is move-in ready. Many expensive updates have been completed including roof (2022), rear windows and patio door (2022), high efficiency natural gas furnace and central air (2023), deck rebuild (2022), and more! Current owners have outgrown the space and are looking for a new family to continue the legacy and warmth this home has provided. Conveniently located close to all amenities and only minutes to the 401! Don't scroll past this one!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$351,920
Land Transfer Taxes$5,273
Legal Fees (Est.)
$
Total cash required for closing$94,753

Total Monthly Obligation

$2,378/mo
Mortgage $1,774
Monthly Loss $1,912
Principal$467
Interest$1,307
Property Tax$229
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.7%35
Cash-on-Cash
-0.5%7
5-Year IRR
15.3%73
10-Year IRR
14.9%
Returns Index
38.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$20,832/yr
Net Cash Flow
-$38/mo
Cash Margin
-1.5%4
Cash Flow Index
3.6/ 100
Risk Profile
Weight: 20%
DSCR
0.9825
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
37.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 377 Ginger Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.