81 Durham Street W, Kawartha Lakes

$455,000
81 Durham Street W

$455,000

New
7d
DetachedBungalow

81 Durham Street W, Kawartha Lakes

Total Monthly Obligation $2,398

Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
7d
Score
23
Yield
5.7%
Cash on Cash
0.7%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.1%
Property Type-Detached
MLS® Number-X14087536
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-61.16 × 97.68 ft
Listed on site-Oct 16, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,246.67 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX ALL-STARS REALTY INC.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Other
Sewer-Sewer
Possession-TBA
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Great Opportunity to Own a Charming 3-Bedroom Bungalow. Conveniently located just a short walk from downtown, offering easy access to all local amenities and to many schools and parks. This home is an ideal choice for first-time buyers, retirees, or investors seeking a convenient and versatile property.Key features include a spacious double driveway with parking for up to four vehicles, a fully fenced yard with a handy storage shed, and a lovely deck off the kitchen, perfect for outdoor entertaining. Don't miss out on this fantastic opportunity! Recent updates include fresh paint, newer flooring, newer windows and much more!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$364,000
Land Transfer Taxes$5,575
Legal Fees (Est.)
$
Total cash required for closing$98,075

Total Monthly Obligation

$2,398/mo
Mortgage $1,835
Monthly Loss $1,915
Principal$483
Interest$1,352
Property Tax$187
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.4%46
10-Year IRR
11.7%
Returns Index
23.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,100/yr
NOI
$16,743/yr
Net Cash Flow
-$440/mo
Cash Margin
-20.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
33.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 81 Durham Street W

Time

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Data last updated within the past 24 hours.