732 Centre Street, Kingston

$799,900
732 Centre Street

$799,900

New
7d
DetachedSidesplit 4

732 Centre Street, Kingston

Total Monthly Obligation $4,023

Beds
3
Baths
2
Park
5
Sqft
1500-2000
DOM
7d
Score
17
Yield
4.1%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X14087754
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-86 × 175 ft
Listed on site-Oct 16, 2026
Style-Sidesplit 4
Building Type-Detached
Taxes-$5,059.75 (2026)
Parking-7 - Detached
Basement-Finished with Walk-Out
Heating-Baseboard (Electric)
Brokerage-SUTTON GROUP-MASTERS REALTY INC., BROKERAGE
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Natural Gas, Living Room, Electric
Pool-Inground
Facing-East
Exterior-Brick Veneer
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-60-89 days
Neighbourhood-37 - South of Taylor-Kidd Blvd
Title-Residential Freehold

No agent assigned

Secluded Kingston Home - backing onto forested green space there's a wonderful way of life on this cul-de-sac in Balmoral Park. This exceptional 4-level home has a dynamic floor plan that's ever revealing, spacious, and the versatility for easy entertaining. At the centre of it all is the modern kitchen with granite counter tops, stainless appliances, and opening onto the dining and living rooms. This is a comfortable space that's bright and airy with large window banks and warmth from the stylish gas fireplace. Stepping upstairs you'll find the large principal bedroom, second bedroom, and luxurious 4-piece main bath with waterfall shower, deep soaker tub, and wall mounted electric fireplace for that warm glow. Head down and you'll find a large recreation room, 3-piece bath, third bedroom, and walkout to the fully screened-in outdoor room. Keep going and you'll step-through to a large elevated deck overlooking the incredible rear yard that's wrapped by forested green space for private enjoyment of the 32' x 20' in-ground pool, hot tub, and patio areas. Such a wonderful place to spend warm summer days and nights. There's another way back inside and that's via the back entrance into the rare 4th level with large vestibule, laundry, and open living space. Added to all this the storage space provided by oversized detached garage that's spray foam insulated and located at the end of the deep paved driveway. It's a beautiful place to live with waterfront access via the Collins Bay boat launch or a short drive around to Rotary Park and LeMoines Point Conservation Area. There's so many things to do nearby with boating, golf, dining, biking, hiking, and West end sports facilities. And there's two primary schools and public transit stops within easy walking distance. It's such a wonderful way of life at this secluded home in Balmoral Park. Come see for yourself.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,023/mo
Mortgage $3,227
Monthly Loss $3,174
Principal$849
Interest$2,378
Property Tax$422
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.4%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$20,140/yr
Net Cash Flow
-$1,548/mo
Cash Margin
-56.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 732 Centre Street

Time

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