847 West 5th Street, Hamilton

$1,099,900
847 West 5th Street

$1,099,900

New
8d
Detached2-Storey

847 West 5th Street, Hamilton

Total Monthly Obligation $5,417

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
8d
Score
19
Yield
5.1%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X14088222
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-40 × 133 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$7,261.92 (2026)
Parking-5 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS COMPLETE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Kernighan
Title-Residential Freehold

No agent assigned

Welcome to this impressive family home with approximately 2,700 sq. ft. of above-grade living space, plus a fully finished basement with excellent in-law suite potential. Designed with space, functionality, and entertaining in mind, this home offers a thoughtful layout for growing or multi-generational families.Step inside the open-concept foyer, where soaring ceilings, a skylight, and an open loft overlook create a bright and welcoming first impression. The heart of the home is the custom eat-in kitchen, featuring built-in appliances, a large centre island, generous dining area, and an abundance of cabinetry. The main level also offers a spacious family room with a cozy gas fireplace, a separate living room that could easily serve as a formal dining room, main-floor laundry, and a 2-piece powder room. Cathedral ceilings, skylights, pot lighting add style and natural light throughout.Upstairs you'll find three generously sized bedrooms, each with double closets. The spacious primary suite includes a private 4-piece ensuite, while a well-appointed 3-piece bathroom with large walk-in shower serves the additional bedrooms.The fully finished basement expands the living space with a large recreation room, dedicated gym, 3-piece bathroom, utility room, and a versatile room with large closets that could easily function as a fourth bedroom, office, or hobby room. With a separate entrance and direct staircase access from the garage, the basement offers excellent potential for an in-law suite.Outside, enjoy a beautifully designed backyard featuring a concrete patio, gazebo, raised garden beds, and a storage shed for lawn equipment-perfect for relaxing or entertaining. The double garage provides direct interior access to both the main level and the basement, adding even more convenience and flexibility.This exceptional home combines quality craftsmanship, generous living space, and endless possibilities in a layout that is ideal for today's modern family.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$879,920
Land Transfer Taxes$18,473
Legal Fees (Est.)
$
Total cash required for closing$239,953

Total Monthly Obligation

$5,417/mo
Mortgage $4,437
Monthly Loss $4,249
Principal$1,168
Interest$3,269
Property Tax$605
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.7%40
10-Year IRR
11.1%
Returns Index
21.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$55,920/yr
NOI
$38,566/yr
Net Cash Flow
-$1,223/mo
Cash Margin
-26.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
18.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 847 West 5th Street

Time

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