31 Jessica Drive, St. Catharines

$759,900
31 Jessica Drive

$759,900

New
7d
DetachedSidesplit

31 Jessica Drive, St. Catharines

Total Monthly Obligation $3,982

Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
7d
Score
18
Yield
4.7%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X14088674
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-60 × 144.45 ft
Listed on site-Oct 16, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$6,502.92 (2026)
Parking-6 - Attached
Basement-Partially Finished, Walk-Up, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-West
Exterior-Brick, Other
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

EXCEPTIONALLY SPACIOUS. BEAUTIFULLY UPDATED. WITH 2.5 CAR GARAGE. ON 60x144 LOT. IN HIGHLY DESIRABLE NORTH END! Set on a charming tree-lined street in a lovely north end neighborhood, this large 1,793 sq ft side-split offers 3 bedrooms, 2.5 baths & over 2,345 sq ft of total finished living space! From the moment you step in, this bright home feels warm & inviting! The stylish open-plan living/dining area, with luxury marble-style porcelain flooring, flows effortlessly into a stunning gourmet kitchen featuring an oversized island - perfect for entertaining! With gorgeous quartz countertops, beautiful backsplash, elegant cabinetry & quality high-end appliances, this kitchen is a showstopper & comes loaded with all the bells & whistles (soft-close, drawer organizers, etc). Sliding glass doors lead to the deck & the large backyard. The kitchen overlooks a cozy family room, with beautiful gas fireplace & hardwood flooring. Off the family room, a 3-season sunroom, with a heat/cool split unit, adds to the year-round enjoyment of this home. Main floor powder room - great for added convenience & privacy. A convenient main floor laundry completes the main level. The upper level features a generous primary bedroom, two additional bedrooms and a modern, stylish bathroom with double vanity & high-end finishes. On the first level basement, an oversized rec room offers lots of possibilities (home gym, home office, guest rooms etc.). The lower basement is partially finished & features a full 4-pc bathroom, as well as a cold room & plenty of storage. Oversized garage, with EV charging & a separate entrance to the basement - for added flexibility. Bonus: NO sidewalk to shovel in the winter!! Steps to transit, easy HWY access, short drive to Sunset beach, Port Dalhousie & NOTL. Enjoy living in a family-oriented community, with excellent schools, beautiful parks & hiking trails. This home is perfect for those who value space, comfort and style!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$607,920
Land Transfer Taxes$11,673
Legal Fees (Est.)
$
Total cash required for closing$165,153

Total Monthly Obligation

$3,982/mo
Mortgage $3,065
Monthly Loss $3,176
Principal$807
Interest$2,259
Property Tax$542
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,808/yr
NOI
$21,224/yr
Net Cash Flow
-$1,297/mo
Cash Margin
-43.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 31 Jessica Drive

Time

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