85 Hillcroft Drive, Hamilton

$1,124,000
85 Hillcroft Drive

$1,124,000

Sold Conditional Escape
7d
DetachedBungaloft

85 Hillcroft Drive, Hamilton

Total Monthly Obligation $5,561

Beds
3
Baths
3
Park
2
Sqft
2000-2500
DOM
7d
Score
15
Yield
3.5%
Cash on Cash
-9.5%
Cap Rate
2.5%
5Y IRR
8.1%
10Y IRR
8.8%
Property Type-Detached
MLS® Number-X14089444
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-48.02 × 77.16 ft
Listed on site-Oct 16, 2026
Style-Bungaloft
Building Type-Detached
Taxes-$7,826 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Stucco (Plaster), Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Stoney Creek Mountain
Title-Residential Freehold

No agent assigned

Welcome to 85 Hillcroft Drive, Stoney Creek Mountain. This stunning Bungaloft located in a sought after quiet neighbourhood, featuring approx 2,498 Sq Ft of exquisite craftsmanship and finishings with thoughtfully planned living space with exceptional flow. Spacious and bright open concept main level featuring welcoming vaulted entrance., gourmet chef style eat-in kitchen with stunning cabinetry, granite countertops with complementary backsplash, large island with additional seating, stainless steel appliances. Great room with 2 Stry Cathedral ceilings., gas fireplace flanked by gardens doors out to large covered rear deck surrounded by aggregate concrete and landscape strips with hot tub with electric mechanical cover w/ light providing year round use great for entertaining,. Main level primary suite with 5pc ensuite bath, double sinks, frameless glass shower, jetted soaker tub. Additional main level bedroom/den w/dble French doors. Second level with good size loft area, bedroom w/walk in closet and 4pc bath great for accommodating family or guests. Basement has kitchenette with fridge and gas stove with approx 1700 Sq Ft of unfinished basement area great potential for new homeowners to add there finishing touches. Double car garage with swisstrax flooring. Aggregate concrete double car driveway and low maintenance landscaping with artificial grass. The home is close to all amenities with easy highway access, schools, shopping and parks. Featuring a true sense of comfort, space and style. Also great for that in-law situation or large family. Shows 10++ RSA

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$899,200
Land Transfer Taxes$18,955
Legal Fees (Est.)
$
Total cash required for closing$245,255

Total Monthly Obligation

$5,561/mo
Mortgage $4,534
Monthly Loss $4,368
Principal$1,193
Interest$3,341
Property Tax$652
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.1%0
5-Year IRR
5.3%12
10-Year IRR
7.0%
Returns Index
7.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$22,774/yr
Net Cash Flow
-$2,636/mo
Cash Margin
-81.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.423
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 85 Hillcroft Drive

Time

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Data last updated within the past 24 hours.