166 Catharine Street, Belleville

$365,000
166 Catharine Street

$365,000

New
6d
Detached1 1/2 Storey

166 Catharine Street, Belleville

Total Monthly Obligation $2,152

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
6d
Score
42
Yield
8.9%
Cash on Cash
12.2%
Cap Rate
7.2%
5Y IRR
25.4%
10Y IRR
22.9%
Property Type-Detached
MLS® Number-X14089912
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-41 × 135 ft
Listed on site-Oct 17, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,654.56 (2026)
Parking-3 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-Right At Home Realty
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Affordable Charm in a Convenient Location! Welcome to this 1 1/2 storey family home, offering comfortable living space and plenty of character at an affordable price. The upper level features two bedrooms, a full bathroom, and a cozy enclosed sunporch - a perfect spot to for plants to thrive.The main level offers a welcoming eat-in kitchen and dining area, along with a spacious living room filled with natural light from multiple windows. Just a few steps down from the living room, you'll find a cozy family room, an additional bedroom, and a second full bathroom, providing flexibility for a growing family, guests, or a home office. A large entry closet provides excellent storage, while a separate entrance leads conveniently to the rear deck and great fenced-in yard-ideal for children, pets, gardening, or simply enjoying outdoor space. Freshly painted throughout in a neutral, inviting colour, this home is ready for its new owners to move in, settle in, and enjoy. With its comfortable layout, versatile living space, fenced yard, and convenient location, this is a wonderful opportunity for first-time buyers looking for an affordable place to call home. Come see the possibilities and make this charming Belleville home your own!

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Closing Costs

Mortgage Amount
$292,000
Land Transfer Taxes$3,950
Legal Fees (Est.)
$
Total cash required for closing$78,450

Total Monthly Obligation

$2,152/mo
Mortgage $1,472
Monthly Loss $1,764
Principal$387
Interest$1,085
Property Tax$305
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.8%47
Cash-on-Cash
4.3%19
5-Year IRR
19.3%90
10-Year IRR
18.2%
Returns Index
53.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
42/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$21,005/yr
Net Cash Flow
$278/mo
Cash Margin
10.3%28
Cash Flow Index
28.1/ 100
Risk Profile
Weight: 20%
DSCR
1.1944
LTV Ratio
80.0%18
Vacancy Buffer
4.4 mo75
Risk Index
45.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 166 Catharine Street

Time

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Data last updated within the past 24 hours.