1891 LAKESHORE Road, Niagara-on-the-Lake

$959,000
1891 LAKESHORE Road

$959,000

New
6d
Detached2-Storey

1891 LAKESHORE Road, Niagara-on-the-Lake

Total Monthly Obligation $4,854

Beds
5
Baths
4
Park
5
Sqft
2000-2500
DOM
6d
Score
18
Yield
4.8%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-X14090308
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-60.11 × 120 ft
Listed on site-Oct 17, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$7,328 (2025)
Parking-6 - Attached
Basement-Walk-Out, Finished
Heating-Forced Air (Gas)
Brokerage-NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-90 days
Neighbourhood-101 - Town
Title-Residential Freehold

No agent assigned

Charming and full of character, this beautiful home in the historic heart of Niagara-on-the-Lake seamlessly blends timeless elegance with modern comfort. Featuring wide-plank pine floors throughout, the main living area offers an inviting layout, with a cozy living room flowing into the dining area, highlighted by elegant French doors. The light-filled eat-in kitchen opens onto a spacious deck, perfect for entertaining or relaxing outdoors.The main floor also features a cozy den, a powder room, a laundry room, and a primary suite complete with a walk-in closet and a 4-piece ensuite bathroom.Upstairs, you'll find a peaceful sitting room and two generously sized bedrooms, each with its own ensuite bathroom for added comfort and privacy.The bright walkout lower level includes two additional bedrooms, a full 4-piece bathroom, a spacious family room with a gas fireplace, ample storage, and a sauna.Outside, enjoy mature gardens, a covered front veranda, multiple backyard seating areas, an attached single-car garage, and an interlock circular driveway.Perfectly situated to offer both privacy and convenience, this exceptional home is just a short walk from everything this charming town has to offer. Stroll to Ryerson Park in Chautauqua to enjoy breathtaking Lake Ontario sunsets, or explore the area's renowned restaurants, theatres, parks, waterfront, and the unique boutiques and cafés along Queen Street.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$767,200
Land Transfer Taxes$15,655
Legal Fees (Est.)
$
Total cash required for closing$208,955

Total Monthly Obligation

$4,854/mo
Mortgage $3,868
Monthly Loss $3,836
Principal$1,018
Interest$2,850
Property Tax$611
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,600/yr
NOI
$29,212/yr
Net Cash Flow
-$1,434/mo
Cash Margin
-37.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1891 LAKESHORE Road

Time

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