292 Vine Street 20, St. Catharines

$599,999
292 Vine Street 20

$599,999

New
6d
Condo Townhouse3-Storey

292 Vine Street 20, St. Catharines

Total Monthly Obligation $3,085

HausQ Valuation Report
Beds
2
Baths
3
Park
1
Sqft
1400-1599
DOM
6d
Score
19
Yield
4.8%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
12.0%
10Y IRR
11.8%
Property Type-Condo Townhouse
MLS® Number-X14091092
Beds-2
Bathrooms-3
Size-1400-1599 sqft
Listed on site-Oct 17, 2026
Style-3-Storey
Building Type-Condo Townhouse
Age-0-5
Taxes-$4,863.38 (2026)
Maintenance-$59.4/mo
Locker-None
Parking-2 - Attached
Basement-None
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-December 15 or later.
Neighbourhood-444 - Carlton/Bunting
Title-Residential Condo & Other

No agent assigned

Welcome To Legacy On Vine, Townhome Located In The Heart Of St. Catharines. This 2 Bedroom, 2.5 Bathroom End-Unit Home Exudes Elegance and Luxury With Top Of The Line Appliances and Finishes Throughout. The Kitchen Comes Equipped With Quartz Countertops & Backsplash, Stainless Steel Appliances and a Whirlpool Appliance Package. This Stunning Unit Features an Open-Concept Design With a Perfectly Planned Layout Maximizing Space and Natural Light. High-Quality Finishes Throughout With a Pre-Installed Internal Monitored Security System, Walk-Out Balcony, Pot Lights, Giant Terrace Perfect For Relaxation and Entertaining, Garage Door Opener with Remote and Gorgeous Quartz Countertops Located in the Bathrooms. Only Minutes Away From Downtown St. Catharines, Shopping, Dining and All Other Amenities. Quick and Easy Access To Major Highways Making Commuting As Easy As Can Be. Enhance Your Lifestyle Today with Legacy On Vines Beautiful Condominium Development. Common Element Road Fee $59.40 per month.

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(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,999
Land Transfer Taxes$8,475
Legal Fees (Est.)
$
Total cash required for closing$129,975

Total Monthly Obligation

$3,085/mo
Mortgage $2,420
Monthly Loss $2,448
Principal$637
Interest$1,783
Property Tax$405
Condo Fees$59
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,656/yr
NOI
$17,814/yr
Net Cash Flow
-$936/mo
Cash Margin
-39.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
26.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 292 Vine Street 20

Time

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