21 Henry Street, Cambridge

$349,900
21 Henry Street

$349,900

New
6d
DetachedBungalow

21 Henry Street, Cambridge

Total Monthly Obligation $2,089

Beds
2
Baths
1
Park
2
Sqft
700-1100
DOM
6d
Score
28
Yield
7.6%
Cash on Cash
6.2%
Cap Rate
5.9%
5Y IRR
20.5%
10Y IRR
18.7%
Property Type-Detached
MLS® Number-X14091368
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-66 × 105.6 ft
Listed on site-Oct 17, 2026
Style-Bungalow
Building Type-Detached
Age-100+
Taxes-$3,629.23 (2026)
Parking-2 - Other
Basement-Separate Entrance, Partial Basement, Crawl Space
Heating-Forced Air (Gas)
Brokerage-RE/MAX A-B Realty Ltd
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Stucco (Plaster), Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

If you are looking for a winter project, a potential rental property, or just simply looking to get out of apartment living, this may just be the property for you. Located on Henry Street in Cambridge, this property features an older 2 bedroom bungalow on an oversized 66 ft by 105 ft lot, with a recently built (2019/2020) 200 sq. ft. exterior shed, and offers a convenient proximity to local parks and amenities. Call your REALTOR today for more details.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$279,920
Land Transfer Taxes$3,724
Legal Fees (Est.)
$
Total cash required for closing$75,204

Total Monthly Obligation

$2,089/mo
Mortgage $1,411
Monthly Loss $1,717
Principal$371
Interest$1,040
Property Tax$302
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.5%5
5-Year IRR
14.7%69
10-Year IRR
14.4%
Returns Index
36.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,616/yr
NOI
$15,825/yr
Net Cash Flow
-$93/mo
Cash Margin
-4.2%2
Cash Flow Index
2.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9322
LTV Ratio
80.0%18
Vacancy Buffer
4.5 mo78
Risk Index
39.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Henry Street

Time

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Data last updated within the past 24 hours.