529 Burnham Street, Cobourg

$680,000
529 Burnham Street

$680,000

New
4d
DetachedBungalow

529 Burnham Street, Cobourg

Total Monthly Obligation $3,433

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
4d
Score
21
Yield
5.5%
Cash on Cash
-0.1%
Cap Rate
4.6%
5Y IRR
15.5%
10Y IRR
14.6%
Property Type-Detached
MLS® Number-X14092174
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 102.5 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,783.8 (2025)
Parking-3 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX EXPERTS
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to 529 Burnham Street, a bright brick bungalow on a large 50 x 102.5 ft corner lot in Cobourg's sought-after West End. The main floor offers an open-concept kitchen, dining and living area made for family gatherings and entertaining, plus two well-sized bedrooms. The fully finished basement has its own separate entrance, a third bedroom and a second full bathroom. It's ideal for extended family, a teen retreat or a home office. Recent updates include a new roof (2022) and a freshly sealed driveway (2024). Gas forced-air heating, central air and private parking for three complete the package. Enjoy small-town living steps from it all: a short walk to Cobourg Beach, Victoria Park and the marina, with schools, transit, parks and the hospital close by. Quick access to Hwy 401 makes commuting east or west easy. A move-in-ready home in one of Cobourg's most loved neighbourhoods. Don't miss it!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$544,000
Land Transfer Taxes$10,075
Legal Fees (Est.)
$
Total cash required for closing$147,575

Total Monthly Obligation

$3,433/mo
Mortgage $2,743
Monthly Loss $2,711
Principal$722
Interest$2,021
Property Tax$315
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.1%2
5-Year IRR
11.6%47
10-Year IRR
11.8%
Returns Index
24.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,440/yr
NOI
$25,412/yr
Net Cash Flow
-$625/mo
Cash Margin
-20.0%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 529 Burnham Street

Time

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Data last updated within the past 24 hours.