70 Richelieu Drive, St. Catharines

$649,900
70 Richelieu Drive

$649,900

New
4d
DetachedSidesplit 4

70 Richelieu Drive, St. Catharines

Total Monthly Obligation $3,436

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
4d
Score
18
Yield
4.8%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X14092386
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-70 × 110.41 ft
Listed on site-Oct 19, 2026
Style-Sidesplit 4
Building Type-Detached
Age-51-99
Taxes-$5,269 (2026)
Parking-5 - Attached
Basement-Full, Walk-Up
Heating-Forced Air (Gas)
Brokerage-FLYNN REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-Inground
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

Nestled in the highly desirable North End of St. Catharines, this lovingly cared-for 3-bedroom, 2-bathroom 4-level side-split radiates pride of ownership throughout and offers an ideal blend of indoor comfort and private outdoor living just minutes from Lake Ontario, Sunset Beach, the Waterfront Trail, Walker's Creek Park trails, neighbourhood parks, schools, shopping along the Vine and Linwell corridors, and convenient QEW access. The fully fenced backyard is a true retreat, highlighted by a concrete heated kidney-shaped in-ground pool perfect for warm-weather entertaining and relaxation, while inside the home features warm hardwood floors in the living room, dining room, and bedrooms, classic oak kitchen cabinets, and a welcoming rec-room anchored by a cozy gas fireplace. Thoughtful updates including a newer furnace, central air, windows, and 100-amp breakers add modern peace of mind to this well-maintained home in a mature, family-friendly neighbourhood known for its quiet tree-lined streets and easy everyday amenities.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,436/mo
Mortgage $2,622
Monthly Loss $2,746
Principal$690
Interest$1,932
Property Tax$439
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.4%
Returns Index
13.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,500/yr
NOI
$18,581/yr
Net Cash Flow
-$1,073/mo
Cash Margin
-40.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
23.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 70 Richelieu Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.