30 Adelaide Street S, Kawartha Lakes

$619,900
30 Adelaide Street S

$619,900

New
4d
DetachedBungalow

30 Adelaide Street S, Kawartha Lakes

Total Monthly Obligation $3,244

Beds
5
Baths
2
Park
2
Sqft
1500-2000
DOM
4d
Score
19
Yield
4.8%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.5%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X14093364
Beds-5
Bathrooms-2
Size-1500-2000 sqft
Lot Size-94 × 55.4 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,422.67 (2026)
Parking-4 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-AFFINITY GROUP PINNACLE REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Negotiable
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Welcome Home! With such pretty curb appeal, and a large covered front porch and big two car attached garage 30 Adelaide Street South has so much to offer! Such a spacious 4+1 bedroom 2 bath all brick bungalow it also features large principal rooms, two elegant fireplaces, hardwood floors throughout, with a bright 4 season sunroom just off the dining room is currently used as an additional bedroom. The good sized dine-in kitchen has enjoyed some updates. Downstairs we have a fully finished basement with a handy in-law suite complete wit downstairs kitchen and an updated bathroom complete with heated floors. The home also features a convenient walk up entry from the garage and a rear patio entrance to both up and downstairs. The side yard is quite private and features another entrance to both the main and lower levels of this lovely home. Conveniently located in walking distance to Ross Memorial Hospital, Fleming College, Lindsay Rec Centre, LCVI, Central School, Leslie Frost and all downtown shopping and amenities, this home is perfectly located. Time to start packing!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$495,920
Land Transfer Taxes$8,873
Legal Fees (Est.)
$
Total cash required for closing$134,353

Total Monthly Obligation

$3,244/mo
Mortgage $2,501
Monthly Loss $2,586
Principal$658
Interest$1,843
Property Tax$369
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.6%27
10-Year IRR
9.5%
Returns Index
14.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,000/yr
NOI
$18,077/yr
Net Cash Flow
-$994/mo
Cash Margin
-39.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
24.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 30 Adelaide Street S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.