130 Maria Street, Peterborough

$585,000
130 Maria Street

$585,000

New
4d
DetachedBungalow

130 Maria Street, Peterborough

Total Monthly Obligation $3,160

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
4d
Score
21
Yield
5.9%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X14093680
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-38.19 × 148.48 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Taxes-$5,101 (2026)
Parking-3 - None
Basement-Separate Entrance, Half, Partially Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Frank Real Estate
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Ashburnham Ward 4
Title-Residential Freehold

No agent assigned

Water views in the City ! This East City Charmer is directly across from Rogers Cove on Little Lake. This 2+1 bedroom, 2 bath bungalow has been beautifully updated on a premium-sized lot and offers a side entrance to finished an in-law suite on lower level. The classic character is of this home is evident in the original hardwood flooring on the main level as well as the original trim. Originally a three bedroom home; the third bedroom is currently utilized as the laundry room. Recent updates include siding, roof, furnace 2024, updated main bath and addition of the lower level bathroom as well as new flooring in the in-law suite. Parking for 3 vehicles. With direct access to the Trans Canada trail, it's easy to live an active lifestyle in popular East City, walking distance to all amenities including shops, schools and restaurants. An unique opportunity ... you will not want to miss this one !

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Closing Costs

Mortgage Amount
$468,000
Land Transfer Taxes$8,175
Legal Fees (Est.)
$
Total cash required for closing$126,675

Total Monthly Obligation

$3,160/mo
Mortgage $2,360
Monthly Loss $2,539
Principal$621
Interest$1,739
Property Tax$425
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.4%46
10-Year IRR
11.8%
Returns Index
23.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,596/yr
NOI
$21,535/yr
Net Cash Flow
-$565/mo
Cash Margin
-19.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 130 Maria Street

Time

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