20 CONSIGLIA Drive, St. Catharines

$769,000
20 CONSIGLIA Drive

$769,000

New
4d
Detached2-Storey

20 CONSIGLIA Drive, St. Catharines

Total Monthly Obligation $4,049

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
4d
Score
18
Yield
5.0%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.7%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-X14093728
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-50.18 × 114.83 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,868.8 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-89 Days
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

Welcome to 20 Consiglia Dr, a spacious family home located in one of St. Catharines' desirable neighbourhoods. This 2-storey brick home offers an attached double car garage, fully finished basement with second kitchen, and plenty of functional living space throughout. The bright front foyer features an impressive staircase leading to the upper level. Main floor offers separate living, dining and family rooms, along with a beautifully updated kitchen perfect for family gatherings and entertaining. Convenient main floor laundry and inside garage access complete the layout. Upstairs features a large primary bedroom with private ensuite, 3 additional generously sized bedrooms, and a full 4-piece bathroom. The finished basement provides excellent additional living space with a bedroom, bathroom, kitchen, large rec room, cold cellar, and storage area - ideal for extended family, in-law potential, home office, gym, or recreation use. Outside, enjoy the fully landscaped backyard with newer fencing offering added privacy for summer enjoyment. Great opportunity for families looking for space, comfort, and a convenient location close to schools, parks, shopping, and everyday amenities. Book your private showing today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$615,200
Land Transfer Taxes$11,855
Legal Fees (Est.)
$
Total cash required for closing$167,155

Total Monthly Obligation

$4,049/mo
Mortgage $3,102
Monthly Loss $3,233
Principal$816
Interest$2,286
Property Tax$572
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
15.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,688/yr
NOI
$23,450/yr
Net Cash Flow
-$1,148/mo
Cash Margin
-35.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
21.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 CONSIGLIA Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.