269 Mill Street, Stirling-Rawdon

$550,000
269 Mill Street

$550,000

New
6d
DetachedBungalow

269 Mill Street, Stirling-Rawdon

Total Monthly Obligation $2,983

Beds
3
Baths
3
Park
4
Sqft
700-1100
DOM
6d
Score
24
Yield
6.5%
Cash on Cash
3.0%
Cap Rate
5.2%
5Y IRR
18.0%
10Y IRR
16.6%
Property Type-Detached
MLS® Number-X14093760
Beds-3
Bathrooms-3
Size-700-1100 sqft
Lot Size-649.9 × 272.97 ft
Listed on site-Oct 17, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$4,667.45 (2026)
Parking-5 - Attached
Basement-Walk-Out, Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Freestanding
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-Stirling Ward
Title-Residential Freehold

No agent assigned

Enjoy the charm of country living with the convenience of village life! Set on nearly 2 acres along picturesque Rawdon Creek, this custom walkout bungalow offers a peaceful setting with elevated views overlooking the water and surrounding woodlands, all just a minute from the heart of Stirling. And the added bonus? Municipal services! Whether you're purchasing your first home, raising a family or looking to simplify your lifestyle, this property offers wonderful flexibility and room to enjoy the outdoors. The main floor features hardwood flooring, 9' ceiling in the living room, open and bright kitchen/dining area with inside entry from the attached garage; a private primary suite with walk-in closet and ensuite, a spacious second bedroom, full bathroom and convenient main floor laundry. The fully finished walkout lower level adds exceptional living space, with a generous family room, cozy gas fireplace and patio doors opening to the yard , where you can relax and take in the beautiful creek views. An additional guest room or den provides the perfect space for guests, a home office or hobbies. There's even a large fenced area for your four-legged family members! Enjoy having the Trans Canada Trail right at your doorstep for walking, cycling and year-round recreation. Just a minute from Stirling's charming downtown, you'll find local shops, the farmers' market, library, school and community recreation, with an easy commute to Belleville or Trenton. A wonderful opportunity to enjoy the space, privacy and natural beauty of the countryside without giving up the conveniences of village living.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$440,000
Land Transfer Taxes$7,475
Legal Fees (Est.)
$
Total cash required for closing$118,975

Total Monthly Obligation

$2,983/mo
Mortgage $2,219
Monthly Loss $2,399
Principal$584
Interest$1,635
Property Tax$389
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.9%4
5-Year IRR
13.4%61
10-Year IRR
13.4%
Returns Index
31.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$23,233/yr
Net Cash Flow
-$283/mo
Cash Margin
-9.4%1
Cash Flow Index
0.8/ 100
Risk Profile
Weight: 20%
DSCR
0.8718
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
30.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 269 Mill Street

Time

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