44 Lowell Avenue, St. Catharines

$424,900
44 Lowell Avenue

$424,900

New
4d
Investment

44 Lowell Avenue, St. Catharines

Total Monthly Obligation $2,341

Beds
0
Baths
0
Park
0
DOM
4d
Property Type-Investment
MLS® Number-X14094084
Beds-0
Lot Size-27 × 97.5 ft
Listed on site-Oct 19, 2026
Building Type-Investment
Age-100+
Taxes-$3,020 (2025)
Parking-None
Heating-Gas Forced Air Closed
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-No
Fireplace-No
Pool-None
Possession-IMMEDIATE
Neighbourhood-451 - Downtown
Title-Commercial

No agent assigned

CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities. The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired.Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment! Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels & a high-efficiency furnace (approx. 5 years). Live in 1, rent the other, or add a versatile income property to your portfolio! The 2 estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.

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Closing Costs

Mortgage Amount
$339,920
Land Transfer Taxes$4,973
Legal Fees (Est.)
$
Total cash required for closing$91,453

Total Monthly Obligation

$2,341/mo
Mortgage $1,714
Monthly Loss $1,890
Principal$451
Interest$1,263
Property Tax$252
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 44 Lowell Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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