163 Elgin Crescent, Stratford

$485,000
163 Elgin Crescent

$485,000

New
4d
Semi-Detached 2-Storey

163 Elgin Crescent, Stratford

Total Monthly Obligation $2,612

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
700-1100
DOM
4d
Score
29
Yield
7.2%
Cash on Cash
6.4%
Cap Rate
6.0%
5Y IRR
20.7%
10Y IRR
18.8%
Property Type-Semi-Detached
MLS® Number-X14094312
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-53.61 ft (front)
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$3,364.2 (2026)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Hiller Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

Welcome to this spacious 3-bedroom, 1.5 bathroom home, offering a wonderful opportunity for first-time home buyers, growing families, or anyone looking to put down roots in a welcoming space. With plenty of room to make it your own with a private, fenced-in yard to enjoy, this home is full of possibilities. Conveniently located close to downtown, schools, and parks, you'll love having everyday amenities and outdoor spaces nearby. Whether you're starting your homeownership journey or looking for a place to create lasting family memories, this property offers a great combination of space, privacy, and location. Don't miss your opportunity to make this house your home and bring your vision to life. Call for your private showing today!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$388,000
Land Transfer Taxes$6,175
Legal Fees (Est.)
$
Total cash required for closing$104,675

Total Monthly Obligation

$2,612/mo
Mortgage $1,956
Monthly Loss $2,097
Principal$515
Interest$1,442
Property Tax$280
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.8%36
Cash-on-Cash
-0.0%8
5-Year IRR
15.7%75
10-Year IRR
15.2%
Returns Index
40.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
29/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$23,456/yr
Net Cash Flow
-$2/mo
Cash Margin
-0.1%5
Cash Flow Index
4.7/ 100
Risk Profile
Weight: 20%
DSCR
1.0027
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
35.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 163 Elgin Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.