20 St George Street 407, Kitchener

$200,000
20 St George Street 407

$200,000

New
4d
Other1 Storey/Apt

20 St George Street 407, Kitchener

Total Monthly Obligation $1,795

HausQ Valuation Report
Beds
1
Baths
1
Park
0
Sqft
600-699
DOM
4d
Score
24
Yield
11.7%
Cash on Cash
6.0%
Cap Rate
5.9%
5Y IRR
20.4%
10Y IRR
18.6%
Property Type-Other
MLS® Number-X14094518
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 19, 2026
Style-1 Storey/Apt
Building Type-Other
Age-16-30
Taxes-$1,597 (2026)
Maintenance-$655.36/mo
Locker-Exclusive
Parking-None
Basement-None
Heating-Water (Electric)
Brokerage-CENTURY 21 HERITAGE HOUSE LTD
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Possession-Flexible
Title-Residential Condo & Other

No agent assigned

Sandhills promote an active adult community with numerous opportunities to socialize, learn and enjoy life. The Schneider Lounge offers a warm gathering place fostering friendships and enjoyable activities. Sandhills provides an affordable living situation for active adults 50+. It's located steps from the Grand River Transit bus routes, LRT. Sandhills connects residents to the best of Kitchener's downtown lifestyle and beyond. Here are some of the reasons why to purchase in Sandhills. 1) Lower purchase price. 2) No land transfer tax on the purchase of the lease 3) Reasonable monthly fees - covers property taxes, and maintenance. There is a lounge with a kitchen for coffee and tea. There's lots happening with daily actives and library too. Close to Your Kitchener Market and Victoria Park.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$160,000
Land Transfer Taxes$1,725
Legal Fees (Est.)
$
Total cash required for closing$43,225

Total Monthly Obligation

$1,970/mo
Mortgage $807
Monthly Loss $1,758
Principal$212
Interest$594
Property Tax$133
Condo Fees$655
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.0%2
5-Year IRR
11.8%49
10-Year IRR
12.7%
Returns Index
24.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,400/yr
NOI
$7,099/yr
Net Cash Flow
-$215/mo
Cash Margin
-11.0%1
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
4.8 mo81
Risk Index
36.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 St George Street 407

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

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Data last updated within the past 24 hours.