3107 USSHER Street, Niagara Falls

$524,999
3107 USSHER Street

$524,999

New
4d
DetachedBungalow-Raised

3107 USSHER Street, Niagara Falls

Total Monthly Obligation $2,854

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
4d
Score
21
Yield
5.8%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X14095466
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-42.39 × 116.47 ft
Listed on site-Oct 19, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$4,337.24 (2026)
Parking-3 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Metal/Steel Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Neighbourhood-223 - Chippawa
Title-Residential Freehold

No agent assigned

Welcome to 3107 Ussher in Chippewa! This detached brick home features 4 bedrooms and an oversized pie-shaped lot in a desirable neighbourhood near the Niagara River Parkway and its walking and biking trails. The main level offers a spacious entryway leading to an open-concept living and dining area, three generously sized bedrooms, a 4-piece bathroom and a kitchen. Large windows provide plenty of natural light throughout. The lower level features a spacious recreation room with a gas fireplace, an additional bedroom, laundry area and a large 2-piece bathroom with potential to accommodate a shower, subject to verification. The backyard backs onto Riverview Park, offering a park-side setting with no direct rear residential neighbours. Enjoy the outdoor space for gardening, entertaining or relaxing. A great opportunity to own a 4-bedroom home on an oversized lot in a convenient Chippewa location.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$419,999
Land Transfer Taxes$6,975
Legal Fees (Est.)
$
Total cash required for closing$113,475

Total Monthly Obligation

$2,854/mo
Mortgage $2,118
Monthly Loss $2,297
Principal$557
Interest$1,560
Property Tax$361
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%22
Cash-on-Cash
-6.2%2
5-Year IRR
10.8%41
10-Year IRR
11.3%
Returns Index
21.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,264/yr
NOI
$18,400/yr
Net Cash Flow
-$584/mo
Cash Margin
-23.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7211
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo57
Risk Index
28.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 3107 USSHER Street

Time

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Data last updated within the past 24 hours.