436 FERNDALE Avenue, London South

$599,900
436 FERNDALE Avenue

$599,900

New
4d
DetachedBacksplit 4

436 FERNDALE Avenue, London South

Total Monthly Obligation $3,131

Beds
4
Baths
2
Park
3
Sqft
1500-2000
DOM
4d
Score
23
Yield
6.0%
Cash on Cash
1.5%
Cap Rate
4.9%
5Y IRR
16.8%
10Y IRR
15.6%
Property Type-Detached
MLS® Number-X14095628
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-48 × 145.79 ft
Listed on site-Oct 19, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$4,040 (2025)
Parking-3 - Detached
Basement-Partially Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 FIRST CANADIAN CORP
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-South P
Title-Residential Freehold

No agent assigned

This well maintained 3-bedroom, 4-level backsplit offers exceptional value with a spacious layout designed for growing families. Sun-filled living spaces, generous bedrooms, ample storage, and multiple levels of living provide room for everyone to spread out and enjoy. Step outside to a fully fenced backyard, perfect for children, pets, and summer entertaining. The oversized detached garage is a rare find, with space for up to 3 vehicles, a workshop, hobby area, or all your toys. Location is everything, and this home delivers. Just steps from Highland Woods Park and its scenic walking trails, close to Cleardale Public School, Earl Nichols Recreation Centre, Highland Golf & Country Club, White Oaks Mall, restaurants, shopping, and everyday conveniences. Commuters will appreciate the quick access to Highways 401 and 402, while downtown London and Victoria Hospital are only a short drive away. Whether you're a first-time buyer, growing family, or investor, This property offers outstanding value in one of South London's most established and desirable neighbourhoods.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,131/mo
Mortgage $2,420
Monthly Loss $2,495
Principal$637
Interest$1,783
Property Tax$337
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-4.0%3
5-Year IRR
12.5%54
10-Year IRR
12.6%
Returns Index
28.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,072/yr
NOI
$23,925/yr
Net Cash Flow
-$426/mo
Cash Margin
-14.2%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 436 FERNDALE Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.