42 Dunwich Drive, St. Thomas

$470,000
42 Dunwich Drive

$470,000

New
4d
DetachedBungalow

42 Dunwich Drive, St. Thomas

Total Monthly Obligation $2,525

HausQ Valuation Report
Beds
3
Baths
2
Park
5
Sqft
1100-1500
DOM
4d
Score
31
Yield
7.4%
Cash on Cash
7.5%
Cap Rate
6.2%
5Y IRR
21.6%
10Y IRR
19.6%
Property Type-Detached
MLS® Number-X14095638
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-52.81 × 105.45 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,048 (2025)
Parking-5 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-BLUE FOREST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Other
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Welcome to 42 Dunwich Drive, St. Thomas a beautifully maintained 3-bedroom, 2-bathroom brick ranch offering comfort, space, and modern updates. Located on a spacious fully fenced lot in a quiet mature neighbourhood, this inviting home features a well designed layout with excellent indoor and outdoor living space. The bright living room is filled with natural light and flows into the main living areas. The updated kitchen offers convenient access to the rear covered sun deck, perfect for outdoor dining and relaxing. The main floor also includes a formal dining room, three bedrooms, ample storage, and an updated 4-piece bathroom. The finished lower level adds valuable living space with an oversized family room ideal for a home theatre, recreation area, office, or family gatherings, along with a second bathroom featuring a shower, toilet, and sink. Updates include a renovated kitchen, updated bathrooms, windows throughout, and a new spacious concrete driveway. Enjoy the privacy of the fully fenced backyard with plenty of room for entertaining, gardening, pets, or relaxing outdoors. Located in a desirable St. Thomas neighbourhood close to parks, schools, shopping, and amenities, 42 Dunwich Drive is a move-in-ready home offering comfort, versatility, and lasting value.

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Closing Costs

Mortgage Amount
$376,000
Land Transfer Taxes$5,875
Legal Fees (Est.)
$
Total cash required for closing$101,375

Total Monthly Obligation

$2,525/mo
Mortgage $1,896
Monthly Loss $2,026
Principal$499
Interest$1,397
Property Tax$254
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.0%38
Cash-on-Cash
0.9%9
5-Year IRR
16.5%79
10-Year IRR
15.8%
Returns Index
43.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
31/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,704/yr
NOI
$23,686/yr
Net Cash Flow
$78/mo
Cash Margin
2.7%8
Cash Flow Index
7.9/ 100
Risk Profile
Weight: 20%
DSCR
1.0430
LTV Ratio
80.0%18
Vacancy Buffer
3.7 mo64
Risk Index
37.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 42 Dunwich Drive

Time

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Data last updated within the past 24 hours.