36 Chancery Circle, St. Catharines

$715,000
36 Chancery Circle

$715,000

New
7d
Detached2-Storey

36 Chancery Circle, St. Catharines

Total Monthly Obligation $3,863

Beds
3
Baths
4
Park
2
Sqft
2000-2500
DOM
7d
Score
21
Yield
5.9%
Cash on Cash
-0.5%
Cap Rate
4.5%
5Y IRR
15.2%
10Y IRR
14.3%
Property Type-Detached
MLS® Number-X14095894
Beds-3
Bathrooms-4
Size-2000-2500 sqft
Lot Size-50.05 × 106.85 ft
Listed on site-Oct 16, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$7,241.51 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY COMPASS ESTATES
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

Ideally positioned for the "move-up" buyer seeking significant square footage and long-term value, 36 Chancery Circle presents a rare opportunity to secure a substantial residence in the highly coveted Port Weller community of North St. Catharines. Built in 1986, this classic all-brick, two-storey home offers an impressive 2,309 square feet of above-grade living space, providing the perfect foundation for a family ready to customize a home one project at a time. The interior features a traditional and functional floor plan with three large bedrooms and four bathrooms, including a primary suite with a dedicated ensuite. With a finished basement and a separate family room anchored by a rustic wood-burning fireplace, the home is entirely move-in ready while offering the "good bones" necessary for modern cosmetic updates as you go. The property is nestled on a quiet, family-friendly circle just steps from the scenic Walker's Creek Trail and lush local parks. This prime location offers an incredible lifestyle for active households, with the Lake Ontario shoreline and Sunset Beach only moments away. Families will appreciate the proximity to established schools and diverse amenities, while the expansive 50-by-106-foot lot provides ample outdoor space for children, pets, and future landscaping. For the modern commuter, infrastructure is exceptional. The home provides rapid access to the QEW via nearby major interchanges, ensuring a seamless connection to the Niagara Region and the GTA. Additionally, proximity to the Welland Canals Parkway offers unique recreation and regional transit links. Complete with a two-car garage and double driveway, this home delivers the space, structure, and location today's growing families demand. Schedule your viewing today.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$572,000
Land Transfer Taxes$10,775
Legal Fees (Est.)
$
Total cash required for closing$155,275

Total Monthly Obligation

$3,863/mo
Mortgage $2,884
Monthly Loss $3,104
Principal$759
Interest$2,125
Property Tax$603
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%24
Cash-on-Cash
-5.6%2
5-Year IRR
11.3%45
10-Year IRR
11.7%
Returns Index
23.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$26,058/yr
Net Cash Flow
-$713/mo
Cash Margin
-20.4%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 36 Chancery Circle

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.