509 St Moritz Avenue, Waterloo

$1,369,000
509 St Moritz Avenue

$1,369,000

New
4d
Detached2-Storey

509 St Moritz Avenue, Waterloo

Total Monthly Obligation $6,737

Beds
5
Baths
4
Park
2
Sqft
3000-3500
DOM
4d
Score
14
Yield
3.0%
Cash on Cash
-11.6%
Cap Rate
2.1%
5Y IRR
6.5%
10Y IRR
7.6%
Property Type-Detached
MLS® Number-X14095942
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-40 × 130 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$10,083.11 (2026)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Electric)
Brokerage-RE/MAX REAL ESTATE CENTRE INC.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

LUXURY, PRIVACY & BREATHTAKING VIEWS IN WATERLOO'S PRESTIGIOUS CLAIR HILLS!* Discover this exceptional custom-built two-storey residence, where elegant design, quality craftsmanship, and an outstanding setting come together. Nestled in the sought-after Clair Hills community, this remarkable home offers the rare advantage of no neighbours directly in front or behind, providing enhanced privacy and beautiful open views. Enjoy peaceful mornings on the primary bedroom's private balcony and take in scenic park views from the media room. Adding exceptional versatility and value is a *newly completed, fully furnished two-bedroom basement with a separate entrance, ideal for extended family, guests, or additional living flexibility. Enjoy a welcoming, family-friendly neighbourhood with parks, walking trails, tennis courts, seasonal outdoor skating and hockey, and community activities. Benefit from convenient access to The Boardwalk's shopping, restaurants, entertainment, and medical services, along with Costco, Laurel Creek Conservation Area, nearby schools, the University of Waterloo, and Wilfrid Laurier University. Combining distinctive views, exceptional privacy, contemporary elegance, and a desirable location, this is a rare opportunity to own a remarkable home in one of Waterloo's sought-after communities. **A true gem that deserves to be experienced in person!*

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,095,200
Land Transfer Taxes$23,855
Legal Fees (Est.)
$
Total cash required for closing$299,155

Total Monthly Obligation

$6,737/mo
Mortgage $5,522
Monthly Loss $5,284
Principal$1,453
Interest$4,069
Property Tax$840
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.8%0
5-Year IRR
4.0%8
10-Year IRR
6.0%
Returns Index
5.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,400/yr
NOI
$22,677/yr
Net Cash Flow
-$3,632/mo
Cash Margin
-105.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 509 St Moritz Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.