107 Stephenson Way, Minto

$549,999
107 Stephenson Way

$549,999

New
3d
Att/Row/Townhouse2-Storey

107 Stephenson Way, Minto

Total Monthly Obligation $2,859

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
3d
Score
23
Yield
6.0%
Cash on Cash
1.8%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Att/Row/Townhouse
MLS® Number-X14096434
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-22.01 × 115.85 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Taxes-$3,191 (2025)
Parking-3 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-eXp Realty
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-West
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Minto
Title-Residential Freehold

No agent assigned

Welcome to this stylish and move-in ready townhouse located in the charming community of Palmerston. This spacious 3-bedroom, 2.5-bathroom home offers the perfect blend of comfort, functionality, and contemporary design. Inside, you'll find a bright open-concept layout accented by beautiful hardwood flooring, modern fixtures, and high-quality finishes throughout. The updated kitchen is both functional and inviting, featuring stainless steel appliances, granite countertops, and plenty of room for everyday living and entertaining. The cozy living room is centered around a gas fireplace, while sliding doors lead to a private deck - ideal for relaxing outdoors or hosting guests during the warmer months. Additional highlights include backyard access directly from the garage, a private corridor at the back of the house, and no shared parking for added convenience and privacy as well as the sidewalk is on the opposite side of the street which allows for more parking. Upstairs, the spacious primary bedroom serves as a private retreat with its own balcony and 3-piece ensuite. Two additional bedrooms and another 3-piece bathroom provide flexible space for growing families, guests, or a dedicated home office. Situated close to parks, local shops, schools, and recreation, this home offers small-town living with all the conveniences nearby. Experience the warmth and sense of community that make Palmerston such a wonderful place to call home.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,999
Land Transfer Taxes$7,475
Legal Fees (Est.)
$
Total cash required for closing$118,975

Total Monthly Obligation

$2,859/mo
Mortgage $2,219
Monthly Loss $2,276
Principal$584
Interest$1,635
Property Tax$266
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-3.9%3
5-Year IRR
12.6%54
10-Year IRR
12.6%
Returns Index
28.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$22,009/yr
Net Cash Flow
-$384/mo
Cash Margin
-14.0%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8316
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo57
Risk Index
30.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 107 Stephenson Way

Time

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Data last updated within the past 24 hours.