4 FOX TRAIL Drive, St. Catharines

$579,000
4 FOX TRAIL Drive

$579,000

New
3d
Semi-Detached Bungalow-Raised

4 FOX TRAIL Drive, St. Catharines

Total Monthly Obligation $3,111

HausQ Valuation Report
Beds
4
Baths
2
Park
4
Sqft
700-1100
DOM
3d
Score
18
Yield
4.8%
Cash on Cash
-4.6%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Semi-Detached
MLS® Number-X14096496
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-33.5 × 116.47 ft
Listed on site-Oct 20, 2026
Style-Bungalow-Raised
Building Type-Semi-Detached
Age-16-30
Taxes-$4,800 (2026)
Parking-4 - None
Basement-Apartment, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

2 Homes in 1 - Live in one unit and rent out the other apartment - Lovely raised Bungalow semi nicely updated throughout. Situated on a Quiet cul-de-sac this home offers endless possibilities. The Main floor has been freshly painted open concept kitchen/living room and dinning room with kitchen island and patio doors to large patio perfect for BBQ's and watching the sunsets. There are 3 large bedrooms, 4pc updated bathroom and laundry. The completely Separate and independent 1 bedroom In-Law Apartment has great value for Multi-generational families with its large bright windows, high ceilings, newer White kitchen and full walk-up to the backyard and separate laundry. Walkable to great schools it's an ideal setting for families. This property is more than just a house it's a home you'll be proud to call your own. 3+1Bedrooms 2 full bathrooms, 2 full kitchens and 2 laundry rooms, separate walk-up from lower level. Owner Occupied property

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$463,200
Land Transfer Taxes$8,055
Legal Fees (Est.)
$
Total cash required for closing$125,355

Total Monthly Obligation

$3,111/mo
Mortgage $2,336
Monthly Loss $2,496
Principal$615
Interest$1,721
Property Tax$400
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
8.0%23
10-Year IRR
9.1%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,888/yr
NOI
$15,799/yr
Net Cash Flow
-$1,019/mo
Cash Margin
-43.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo52
Risk Index
25.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 FOX TRAIL Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.