12 MERIGOLD Street, St. Catharines

$350,000
12 MERIGOLD Street

$350,000

New
4d
DetachedBungalow

12 MERIGOLD Street, St. Catharines

Total Monthly Obligation $1,969

HausQ Valuation Report
Beds
3
Baths
1
Park
1
Sqft
< 700
DOM
4d
Score
20
Yield
5.1%
Cash on Cash
-3.0%
Cap Rate
3.9%
5Y IRR
13.2%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-X14097002
Beds-3
Bathrooms-1
Size-< 700 sqft
Lot Size-33.07 × 157.95 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,190 (2025)
Parking-2 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-REVEL REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Metal/Steel Siding, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30-59 days
Neighbourhood-458 - Western Hill
Title-Residential Freehold

No agent assigned

OPPORTUNITY KNOCKS AT 12 MERIGOLD STEEET! Whether you're a first-time homebuyer ready to take the exciting step into homeownership, an investor looking for your next opportunity, or someone searching for a property to make their own, this St. Catharines home is full of possibilities! Offering 3 bedrooms, 1 bathroom, and an impressively deep lot, this property provides a fantastic starting point with plenty of potential to make it your own. The basement offers additional potential, with space that could be finished to add another room. Enjoy the flexibility to move in and make improvements over time, refresh the space to suit your personal style, or explore its potential as an investment property. The generously sized backyard is a standout feature, offering plenty of outdoor space to enjoy, entertain, garden, or create your own private retreat. With a little vision and some personal touches, this home offers an exciting opportunity to create something truly special. Whether you're looking to get into the market, invest in your future, or find a place to call your own, 12 Merigold Street is a property worth a closer look. Don't miss your chance to explore the possibilities!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$280,000
Land Transfer Taxes$3,725
Legal Fees (Est.)
$
Total cash required for closing$75,225

Total Monthly Obligation

$1,969/mo
Mortgage $1,412
Monthly Loss $1,598
Principal$372
Interest$1,040
Property Tax$183
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
8.0%23
10-Year IRR
9.1%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$18,000/yr
NOI
$9,510/yr
Net Cash Flow
-$619/mo
Cash Margin
-41.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
4.9 mo82
Risk Index
35.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 MERIGOLD Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.