226 Birmingham Street, Stratford

$589,900
226 Birmingham Street

$589,900

New
3d
DetachedBungalow

226 Birmingham Street, Stratford

Total Monthly Obligation $3,156

HausQ Valuation Report
Beds
2
Baths
2
Park
4
Sqft
700-1100
DOM
3d
Score
20
Yield
5.3%
Cash on Cash
-2.4%
Cap Rate
4.1%
5Y IRR
13.6%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-X14097042
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-44 × 105 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,814 (2025)
Parking-5 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Sutton Group - First Choice Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle, Metal
Foundation-Concrete, Concrete Block
Sewer-Sewer
Possession-30-59 days
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated mid-century home, perfectly situated on a desirable street in Stratford's Hamlet Ward. Filled with charm and character, this 2-bedroom home has been thoughtfully modernized while preserving the timeless details that make it so special. Natural light pours through the windows, creating a warm and inviting atmosphere throughout. The bright, updated kitchen features a charming, sun-filled eat-in nook, while the spacious living room offers beautiful natural light and a cozy fireplace, perfect for bird watching, relaxing or entertaining. And there's even more space to enjoy downstairs! The fully finished lower level features an open-concept recreation room, an additional versatile room for overnight guests or a home office, and a convenient bathroom with a shower. Outside, a large detached garage provides plenty of room for parking, storage or hobbies. Located just short walk from Stratford's downtown, the walking trails of T.J. Dolan, the hospital, and all the wonderful amenities this beautiful city has to offer. This move-in-ready home perfectly blends mid-century character with modern comfort. Come see for yourself. A truly special place to call home!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$471,920
Land Transfer Taxes$8,273
Legal Fees (Est.)
$
Total cash required for closing$127,753

Total Monthly Obligation

$3,156/mo
Mortgage $2,379
Monthly Loss $2,530
Principal$626
Interest$1,753
Property Tax$401
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.6%33
10-Year IRR
10.3%
Returns Index
17.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$18,766/yr
Net Cash Flow
-$816/mo
Cash Margin
-31.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo51
Risk Index
25.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 226 Birmingham Street

Time

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