120 Raglan Street, Brighton

$599,900
120 Raglan Street

$599,900

New
3d
DetachedBungalow-Raised

120 Raglan Street, Brighton

Total Monthly Obligation $3,142

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
3d
Score
20
Yield
5.4%
Cash on Cash
-1.3%
Cap Rate
4.3%
5Y IRR
14.5%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X14097090
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-51.77 × 101.87 ft
Listed on site-Oct 20, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,163.73 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Brighton
Title-Residential Freehold

No agent assigned

Welcome to 120 Raglan Street, nestled in one of Brighton's most highly sought-after neighbourhoods. This exceptional property puts an active, vibrant community right at your doorstep. Enjoy a short stroll or bike ride to the shores of Lake Ontario, vibrant waterfront dining, and the breathtaking natural beauty of Presqu'ile Provincial Park.This beautifully designed raised bungalow perfectly blends space, comfort, and an unbeatable location just minutes from Lake Ontario in the charming community of Brighton. The main level features a rare and highly desirable three-bedroom layout, providing ample room for growing families or a dedicated work-from-home space. At the heart of the main floor is a welcoming eat-in kitchen that flows seamlessly out to a large private deck-an ideal setting for your morning coffee, summer BBQs, and effortless outdoor entertaining. A functional full bathroom completes this level.The fully finished lower level substantially expands your living area, offering a generous family room, a fourth bedroom/ office, and a second 3-piece bathroom. This versatile space is a perfect retreat for guests, teenagers, or comfortable multi-generational living. Complete with an attached garage featuring convenient inside entry, this home delivers the perfect combination of storage, functionality, and charm minutes from the water. Newer Furnace and Newer owned Hot Water Tank.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$3,142/mo
Mortgage $2,420
Monthly Loss $2,505
Principal$637
Interest$1,783
Property Tax$347
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%22
Cash-on-Cash
-6.6%2
5-Year IRR
10.4%38
10-Year IRR
10.9%
Returns Index
20.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$20,496/yr
Net Cash Flow
-$712/mo
Cash Margin
-26.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7110
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo51
Risk Index
26.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 120 Raglan Street

Time

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