654 Fisher Street, North Grenville

$836,195
654 Fisher Street

$836,195

New
4d
DetachedBungalow

654 Fisher Street, North Grenville

Total Monthly Obligation $3,748

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
4d
Score
18
Yield
3.9%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Detached
MLS® Number-X14097776
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-42 × 118 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Detached
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE TEAM REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Fibreglass Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Minimum 4 weeks from firm sale
Neighbourhood-803 - North Grenville Twp (Kemptville South)
Title-Residential Freehold

No agent assigned

Welcome to 654 Fisher Street in Kemptville's sought-after eQuinelle community! Never lived in, this newly built Firestone bungalow by eQ Homes offers over 2,200 sq. ft. of designer living space and over $120,000 in upgrades and finishes. Thoughtfully designed with 2+1 bedrooms, a main-floor office and 3 full bathrooms, this home blends style, comfort and everyday convenience. A tiled foyer opens to bright living and dining areas with upgraded hardwood flooring. The two-tone kitchen features quartz countertops, custom cabinetry with pots-and-pans drawers, open shelving and an upgraded backsplash. Main-floor laundry adds convenience. French doors lead to a sun-filled sunroom with access to the rear deck, perfect for morning coffee or relaxing overlooking the backyard. The private primary suite features a large picture window and a luxurious 5-piece ensuite with double vanity, soaker tub and separate glass shower. A second bedroom and full bathroom complete the main floor. The finished lower level offers a spacious recreation room, third bedroom with walk-in closet, full bathroom and ample storage. Imagine a championship 18-hole golf course just minutes away, dining at the Fireside Grill and summer afternoons beside a resort-style outdoor pool. The private Resident Club offers members indoor/outdoor pickleball, tennis, a gym, exercise studio, billiards, cards, a library, creative activities and social events. Parks, trails and scenic green space complement the lifestyle, with Kemptville's shops, restaurants and amenities nearby. Resident Club access is subject to membership and applicable fees. Move-in ready with flexible possession and Tarion warranty coverage! Price reflects the applicable HST rebate. Buyers must qualify; builder terms and conditions apply. Some photos virtually staged.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$668,956
Land Transfer Taxes$13,199
Legal Fees (Est.)
$
Total cash required for closing$181,938

Total Monthly Obligation

$3,748/mo
Mortgage $3,373
Monthly Loss $2,860
Principal$888
Interest$2,485
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.8%1
5-Year IRR
8.6%26
10-Year IRR
9.4%
Returns Index
14.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$24,660/yr
Net Cash Flow
-$1,318/mo
Cash Margin
-48.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 654 Fisher Street

Time

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