734 Elmer Hutton Street, Cobourg

$799,000
734 Elmer Hutton Street

$799,000

New
3d
DetachedBungalow

734 Elmer Hutton Street, Cobourg

Total Monthly Obligation $4,215

Beds
3
Baths
4
Park
2
Sqft
1500-2000
DOM
3d
Score
17
Yield
4.7%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-X14097824
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-44 × 116 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Taxes-$7,406.2 (2025)
Parking-4 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Royal Heritage Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Cobourg
Title-Residential Freehold

No agent assigned

Welcome to this bright and beautiful executive bungalow with 2 car garage set in the sought-after New Amherst community of Cobourg. Great curb appeal, a large front porch and a beautifully landscaped yard. The home features an open concept floor plan with high ceilings, kitchen featuring an island with prep sink, dining room with walk-out to deck and living area with gas fireplace. The large primary bedroom has a walk-in closet and a gorgeous en-suite washroom. The main floor also features a 2nd bedroom, office, 2nd washroom, laundry and garage access. The finished basement has high ceilings and large windows, features an additional bedroom with walk-in closet, living area, 3 pc washroom and storage. This home also features a unique loft space above the garage (approx 405 sq feet) that was finished by the builder which brings the above grade square footage to 1953 ft. The double garage is at the rear of the home and is accessed by a private laneway. The private laneway is POTL (annual fees of $762.08) , Northumberland Common Elements Condominium Corporation 100.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,200
Land Transfer Taxes$12,455
Legal Fees (Est.)
$
Total cash required for closing$173,755

Total Monthly Obligation

$4,215/mo
Mortgage $3,223
Monthly Loss $3,367
Principal$848
Interest$2,375
Property Tax$617
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.0%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$21,574/yr
Net Cash Flow
-$1,425/mo
Cash Margin
-46.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 734 Elmer Hutton Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.