23 Fingland Crescent N, Hamilton

$1,598,000
23 Fingland Crescent N

$1,598,000

New
3d
Detached2-Storey

23 Fingland Crescent N, Hamilton

Total Monthly Obligation $7,545

HausQ Valuation Report
Beds
4
Baths
4
Park
2
Sqft
2500-3000
DOM
3d
Score
14
Yield
3.0%
Cash on Cash
-10.9%
Cap Rate
2.2%
5Y IRR
7.0%
10Y IRR
8.0%
Property Type-Detached
MLS® Number-X14098066
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-40.3 × 26.99 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,685.22 (2025)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/BAYVIEW REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Waterdown
Title-Residential Freehold

No agent assigned

Stylish Residence! FULLY Detached 4 Bedroom Home In Prestigious Hamilton Area! Perfect Single Family Home With Newly Upgraded Interior & Exterior! Prime Location: Steps To Top Schools, Bus Stop, Go Station! Offers Excellent Layout With Formal Dining Room, Large Family &Living Room, Spacious Eat-In Kitchen! Features Hardwood Floors Throughout Main Floor, 9 Ft Ceilings On Main Floor, Modern Kitchen With Granite Countertops, Stainless Steel Appliances, Eat-In Area & Walk-Out to Large Yard, Chic Family Room Featuring, Gas Fireplace & Overlooking Living Area, Elegant Dining Room With Window, Oak Staircase, 4 Bedrooms, 2nd Floor Laundry Double Entry Door! Primary Retreat Offers Large Walk- In closet & 5-Pc Ensuite! Fully Fenced Yard! Park 4 Cars Total! Quiet Street! This is The One! Don't Miss It!

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,278,400
Land Transfer Taxes$28,435
Legal Fees (Est.)
$
Total cash required for closing$349,535

Total Monthly Obligation

$7,545/mo
Mortgage $6,446
Monthly Loss $5,848
Principal$1,696
Interest$4,750
Property Tax$724
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.8%11
Cash-on-Cash
-13.9%0
5-Year IRR
4.6%10
10-Year IRR
6.4%
Returns Index
6.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,400/yr
NOI
$29,475/yr
Net Cash Flow
-$3,990/mo
Cash Margin
-101.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.383
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo20
Risk Index
13.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 23 Fingland Crescent N

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.