4 Bermuda Court, Hamilton

$949,000
4 Bermuda Court

$949,000

New
3d
DetachedBacksplit 4

4 Bermuda Court, Hamilton

Total Monthly Obligation $4,643

Beds
5
Baths
4
Park
2
Sqft
1100-1500
DOM
3d
Score
16
Yield
3.8%
Cash on Cash
-7.5%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-X14098966
Beds-5
Bathrooms-4
Size-1100-1500 sqft
Lot Size-100 × 50.01 ft
Listed on site-Oct 20, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$5,284.89 (2025)
Parking-3 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-BRIDGECAN REALTY CORP.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-South
Exterior-Brick, Concrete
Roof-Asphalt Shingle
Foundation-Brick
Sewer-Sewer
Possession-Immediate
Neighbourhood-Rolston
Title-Residential Freehold

No agent assigned

Welcome to 4 Bermuda Court, Hamilton - an exceptional, city-approved legal two-family home where thoughtful design, custom craftsmanship and extensive renovations come together to create a truly outstanding property. Featuring 5 bedrooms and 4 bathrooms, this beautifully upgraded home offers 3 bedrooms and 2 full bathrooms in the main unit, plus a separate lower-level unit with 2 bedrooms, 1 full bathroom and 1 half bathroom. No detail has been overlooked! The home showcases custom-designed kitchens, custom finishes and carefully selected modern upgrades throughout, complemented by brand-new stainless steel appliances, updated flooring, stylish interior doors and fresh paint. Two fireplaces add warmth and character, while the overall design reflects the care, effort and attention invested in bringing this home to an exceptional standard. Extensive upgrades include a new furnace and air conditioning system, all-new ductwork, updated plumbing throughout, an upgraded 1-inch municipal water supply line, ESA-certified electrical work and two separate hydro meters. Additional highlights include a separate side entrance, a newly completed concrete driveway, a single-car garage and an EV charger. Perfect for multi-generational families, investors or homeowners seeking additional rental income, this move-in-ready property offers the flexibility to live in one unit while renting the other. A rare opportunity to own a meticulously renovated legal two-family home where quality, functionality and custom details come together. A must-see property offering exceptional versatility and value!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$759,200
Land Transfer Taxes$15,455
Legal Fees (Est.)
$
Total cash required for closing$206,755

Total Monthly Obligation

$4,643/mo
Mortgage $3,828
Monthly Loss $3,636
Principal$1,007
Interest$2,821
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.4%0
5-Year IRR
6.6%17
10-Year IRR
8.0%
Returns Index
9.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,072/yr
NOI
$22,680/yr
Net Cash Flow
-$1,938/mo
Cash Margin
-64.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.495
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo32
Risk Index
18.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Bermuda Court

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.