46 Chesterton Lane, Guelph

$719,900
46 Chesterton Lane

$719,900

New
3d
Detached2-Storey

46 Chesterton Lane, Guelph

Total Monthly Obligation $3,689

Beds
4
Baths
2
Park
2
Sqft
1100-1500
DOM
3d
Score
18
Yield
4.6%
Cash on Cash
-4.9%
Cap Rate
3.5%
5Y IRR
11.7%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X14099132
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-29.74 × 99.94 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,916.6 (2026)
Parking-3 - Attached
Basement-Separate Entrance, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Grange Road
Title-Residential Freehold

No agent assigned

RAVINE LOT! FINISHED WALK-OUT BASEMENT! PRIVATE BACKYARD! Welcome to 46 Chesterton Lane, a well-maintained and thoughtfully updated detached home in Guelph's desirable east end. Offering 3+1 bedrooms, 2 bathrooms, and a finished walk-out basement, this property combines comfortable living spaces with a private, fully fenced backyard backing onto a beautiful, treed ravine.The main floor features warm flooring, a bright and spacious living room with a large picture window, and a functional kitchen with white cabinetry, stainless steel appliances, ample counter space, and a tiled backsplash. The adjoining dining area offers a sliding-door walkout to an elevated, covered deck, creating a great space for outdoor dining and entertaining.Upstairs, three generously sized bedrooms featuring large windows and no carpet, complemented by a 4-piece bathroom. Recent updates throughout the home include new lighting and updated bathroom fixtures, adding a fresh, modern touch.The finished walk-out basement provides additional living space with a comfortable recreation room, 4th bedroom, and 3-piece bathroom. With direct access to the backyard, this level offers flexibility for guests, extended family, or a home office.The backyard is a standout feature of this property. Fully fenced and backing onto a treed ravine, it offers excellent privacy and multiple outdoor entertaining areas. Enjoy the elevated deck off the dining room, a patio accessible from the walk-out basement, and a separate sitting deck near the rear of the property, all surrounded by mature trees and greenery. Located in a family-friendly east-end Guelph neighbourhood, this home is within walking distance of schools, parks, and everyday amenities, offering a great combination of convenience, privacy, and comfortable family living.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$575,920
Land Transfer Taxes$10,873
Legal Fees (Est.)
$
Total cash required for closing$156,353

Total Monthly Obligation

$3,689/mo
Mortgage $2,904
Monthly Loss $2,924
Principal$764
Interest$2,140
Property Tax$410
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.1%24
10-Year IRR
9.1%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,760/yr
NOI
$20,067/yr
Net Cash Flow
-$1,232/mo
Cash Margin
-45.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 46 Chesterton Lane

Time

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Data last updated within the past 24 hours.