599 Donegal Street, Peterborough

$475,000
599 Donegal Street

$475,000

New
3d
Detached1 1/2 Storey

599 Donegal Street, Peterborough

Total Monthly Obligation $2,677

Beds
7
Baths
2
Park
4
Sqft
1500-2000
DOM
3d
Score
21
Yield
5.8%
Cash on Cash
-1.3%
Cap Rate
4.3%
5Y IRR
14.5%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X14099162
Beds-7
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40 × 112 ft
Listed on site-Oct 20, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,635 (2025)
Parking-5 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK EASTERN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

Spacious 1 1/2 storey detached home in central Peterborough offering approx 1,500 sq ft above grade, plus a finished basement. With 7 bedrooms, including 4 above grade and 3 in the basement, two full bathrooms and a flexible multigenerational layout, this is one of the larger homes on the street. Bright, open concept living and dining areas provide comfortable space for everyday life and family gatherings. A separate main floor office or study is ideal for working from home, completing schoolwork or enjoying a quiet retreat. Designed with flexibility in mind, the home features two kitchen areas and laundry facilities on both the main and lower levels. The finished basement offers a separate entrance, three bedrooms, a full bathroom, kitchen facilities and private laundry. This adaptable configuration provides excellent potential for extended family, multigenerational living or a future in law suite. Situated on an approximately 40 by 112 foot lot, the property also features a private backyard, detached garage, garden shed and a long driveway with parking for up to five vehicles. Enjoy a convenient central Peterborough location minutes from Peterborough Regional Health Centre, downtown amenities, shopping, restaurants, parks and public transit. Trent University and Fleming College are both easily accessible, while nearby Highway 115 provides a convenient connection to the Greater Toronto Area and the Kawarthas. Nearby schools include Prince of Wales Public School, Queen Mary Public School, St. Patrick Catholic Elementary School and Holy Cross Catholic Secondary School. Buyers should verify school attendance boundaries with the applicable school board. Whether you need room for a large household, separate living areas for extended family or space that can change with your needs, 599 Donegal Street offers exceptional flexibility in a well connected Peterborough location. Book Your Showing Today!

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Closing Costs

Mortgage Amount
$380,000
Land Transfer Taxes$5,975
Legal Fees (Est.)
$
Total cash required for closing$102,475

Total Monthly Obligation

$2,677/mo
Mortgage $1,916
Monthly Loss $2,173
Principal$504
Interest$1,412
Property Tax$386
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,396/yr
NOI
$15,521/yr
Net Cash Flow
-$623/mo
Cash Margin
-27.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo61
Risk Index
29.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 599 Donegal Street

Time

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Data last updated within the past 24 hours.