32 Churchill Crescent, Kawartha Lakes

$459,900
32 Churchill Crescent

$459,900

New
3d
DetachedBungalow

32 Churchill Crescent, Kawartha Lakes

Total Monthly Obligation $2,461

Beds
3
Baths
1
Park
1
Sqft
1500-2000
DOM
3d
Score
20
Yield
5.2%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X14099462
Beds-3
Bathrooms-1
Size-1500-2000 sqft
Lot Size-37.6 × 146 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,771.86 (2026)
Parking-1 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Re/Max All-Stars Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Spacious 3 bedroom bungalow sitting on a beautiful lot, mature street, and features many recent upgrades including a new roof and exterior siding last year! The heart of the home is a spacious kitchen complete with granite-countertops, plenty of storage and stainless steel appliances. Unwind in either the massive sunken living room, which boasts dramatic vaulted ceilings and loads of natural light, or the spacious family room with french doors. Retreat to the generous sized primary bedroom or the luxurious 5 piece bathroom finished in custom tile with a separate soaker tub and shower. Offering peace of mind, the home features vinyl windows and is comfortable with a high efficiency gas furnace and central air. Outside features a paved driveway, fully fenced backyard oasis, large garden shed, and towering mature trees. Located just steps from walking trails, this turn-key property keeps you close to all local amenities with the convenience of living on one spacious level!

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$367,920
Land Transfer Taxes$5,673
Legal Fees (Est.)
$
Total cash required for closing$99,153

Total Monthly Obligation

$2,461/mo
Mortgage $1,855
Monthly Loss $1,973
Principal$488
Interest$1,367
Property Tax$231
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.0%1
5-Year IRR
9.4%31
10-Year IRR
10.1%
Returns Index
16.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$24,000/yr
NOI
$14,328/yr
Net Cash Flow
-$661/mo
Cash Margin
-33.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
3.9 mo67
Risk Index
31.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Churchill Crescent

Time

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