318 Simcoe Street, Woodstock

$435,000
318 Simcoe Street

$435,000

New
3d
Detached2-Storey

318 Simcoe Street, Woodstock

Total Monthly Obligation $2,376

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
3d
Score
29
Yield
7.2%
Cash on Cash
6.3%
Cap Rate
5.9%
5Y IRR
20.6%
10Y IRR
18.8%
Property Type-Detached
MLS® Number-X14099528
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-37.34 × 100 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,950 (2025)
Parking-3 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Negotiable
Neighbourhood-Woodstock - South
Title-Residential Freehold

No agent assigned

This charming and spacious 3-bedroom, 2-bath home offers 1,588sqft of comfortable living space ideal for first-time buyers or families looking to settle into a friendly, walkable neighbourhood. The main floor features a bright, open layout with a welcoming living and dining area, plus a functional kitchen with plenty of storage and natural light. Upstairs, you will find three large bedrooms and a full bath. The lower level offers a large flex space , providing a quiet retreat for older children, guests, or even a private home office. There is also a second bathroom .Step outside to enjoy a fully fenced backyard, ideal for kids, pets, or summer barbecues as well as a single attached garage and extra space in the basement. Best of all, this home is just a short walk from downtown Woodstock, where you will find parks, schools, restaurants, coffee shops, and all the day-to-day essentials. If you are looking for a move-in-ready home in a location that offers both community charm and convenience, 318 Simcoe Street checks all the boxes! *Some photos are VS staged

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$348,000
Land Transfer Taxes$5,175
Legal Fees (Est.)
$
Total cash required for closing$93,675

Total Monthly Obligation

$2,376/mo
Mortgage $1,755
Monthly Loss $1,914
Principal$462
Interest$1,293
Property Tax$246
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.7%35
Cash-on-Cash
-0.5%7
5-Year IRR
15.4%73
10-Year IRR
14.9%
Returns Index
39.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
29/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$20,630/yr
Net Cash Flow
-$36/mo
Cash Margin
-1.4%4
Cash Flow Index
3.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9825
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
37.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 318 Simcoe Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.