40 Sumac Drive, Haldimand

$724,900
40 Sumac Drive

$724,900

New
3d
Detached2-Storey

40 Sumac Drive, Haldimand

Total Monthly Obligation $3,755

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
3d
Score
18
Yield
4.8%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X14099548
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-10.4 × 28 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,472.86 (2026)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Real Estate Associates
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-60 Days/TBA
Neighbourhood-Haldimand
Title-Residential Freehold

No agent assigned

Fantastic opportunity located in a desirable family-friendly neighbourhood, this 4 bedroom, 2.5 bath two-storey home offers a functional layout with room to grow. The open concept main floor features a kitchen with centre island, great room, and walkout to the fenced backyard. A convenient 2-piece powder room completes the main level. A spacious primary bedroom with walk-in closet and 4-piece ensuite featuring a soaker tub and separate shower. Three additional generously sized bedrooms and convenient second floor laundry. An unfinished basement offers endless potential to create additional living space to suit your needs. Attached double-car garage and private double driveway. Enjoy Caledonia's welcoming small-town charm, with local shops, restaurants, parks and recreational amenities nearby. Explore the scenic Grand River, walking trails and green spaces, or enjoy community activities at the local parks and recreation facilities. Convenient access to Hamilton and surrounding areas makes this an excellent location for families seeking space, comfort and community.

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%
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$
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$579,920
Land Transfer Taxes$10,973
Legal Fees (Est.)
$
Total cash required for closing$157,453

Total Monthly Obligation

$3,755/mo
Mortgage $2,924
Monthly Loss $2,986
Principal$769
Interest$2,155
Property Tax$456
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.6%26
10-Year IRR
9.5%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,500/yr
NOI
$21,077/yr
Net Cash Flow
-$1,168/mo
Cash Margin
-40.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 40 Sumac Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.