64 Chapel Street, Kitchener

$688,000
64 Chapel Street

$688,000

New
3d
Detached2 1/2 Storey

64 Chapel Street, Kitchener

Total Monthly Obligation $3,579

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
1500-2000
DOM
3d
Score
19
Yield
5.1%
Cash on Cash
-2.7%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Detached
MLS® Number-X14100220
Beds-4
Bathrooms-2
Size-1500-2000 sqft
Lot Size-40.07 × 112.18 ft
Listed on site-Oct 20, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$5,146 (2026)
Parking-3 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-T-ONE GROUP REALTY INC.,
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Board & Batten
Roof-Unknown
Foundation-Unknown
Sewer-Sewer
Possession-TBD
Title-Residential Freehold

No agent assigned

Welcome to 64 Chapel Street! A fresh start awaits in this beautifully refreshed freehold detached home, offering approximately 1,689 sq. ft. of living space plus a finished basement in a convenient Kitchener location. Freshly painted throughout, with brand-new flooring and a completely redone staircase, this home offers a clean, modern feel and is ready for its next chapter.Enjoy the freedom of freehold ownership and the flexibility to make this home your own. Whether you're a first-time buyer looking to step into homeownership, a growing household seeking more space, or an investor exploring opportunities in a central location, this property offers plenty of potential.Step outside and enjoy the best of downtown living, with local restaurants, cafés, shops, the Kitchener Public Library, Centre In The Square, and the Kitchener-Waterloo Art Gallery all nearby. With everyday conveniences, cultural attractions, and public transit close at hand, you'll have more opportunities to enjoy the city and less time spent getting around.Fresh updates, freehold ownership, and a connected urban lifestyle make this an exciting opportunity to put down roots and make it your own. Don't miss your chance to discover the possibilities at 64 Chapel Street!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$550,400
Land Transfer Taxes$10,235
Legal Fees (Est.)
$
Total cash required for closing$149,335

Total Monthly Obligation

$3,579/mo
Mortgage $2,775
Monthly Loss $2,849
Principal$730
Interest$2,045
Property Tax$429
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.6%1
5-Year IRR
9.7%33
10-Year IRR
10.4%
Returns Index
17.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,280/yr
NOI
$22,106/yr
Net Cash Flow
-$933/mo
Cash Margin
-31.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 64 Chapel Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.