18 Bessie Avenue S, Kawartha Lakes

$849,900
18 Bessie Avenue S

$849,900

New
2d
DetachedBungalow-Raised

18 Bessie Avenue S, Kawartha Lakes

Total Monthly Obligation $4,051

Beds
3
Baths
3
Park
3
Sqft
1100-1500
DOM
2d
Score
21
Yield
5.3%
Cash on Cash
0.1%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-X14100816
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-118 × 337 ft
Listed on site-Oct 21, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$2,972 (2025)
Parking-12 - Attached
Basement-Finished with Walk-Out
Heating-Forced Air (Oil)
Brokerage-Revel Realty Inc.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-West
Exterior-Brick
Roof-Metal
Foundation-Concrete
Sewer-Septic
Possession-30-60 DAYS
Neighbourhood-Bobcaygeon
Title-Residential Freehold

No agent assigned

Welcome to the lifestyle you've been waiting for in the heart of Bobcaygeon! Tucked away on a quiet, friendly street just minutes from the vibrant shops, restaurants, waterfront, and amenities of the "hub of the Kawartha's" this meticulously maintained 2+1 bedroom, 3-bathroom home showcases true pride of ownership inside and out. Designed for comfortable everyday living and effortless entertaining, the bright open-concept layout seamlessly connects the living room, dining area, and spacious eat-in kitchen. Unwind in the inviting 19' x 8' sunroom overlooking the private, tree-lined yard, or gather with family and friends in the expansive walk-out lower-level family room featuring a cozy wood-burning fireplace.The beautifully landscaped property offers exceptional privacy with mature trees and a secluded outdoor retreat perfect for relaxing summer evenings. Practical features include main floor laundry, an attached double-car garage, plus an additional detached garage providing ample space for vehicles, hobbies, workshop, or recreational toys. Located just moments from Nogies Creek access, parks, trails, and all the charm Bobcaygeon is known for, this exceptional home combines peaceful living with the convenience of one of the Kawartha's most sought-after communities. Whether you're looking to retire, downsize without compromise, or enjoy year-round cottage-country living, this move-in-ready home is one you won't want to miss.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,051/mo
Mortgage $3,428
Monthly Loss $3,149
Principal$902
Interest$2,526
Property Tax$248
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.4%3
5-Year IRR
12.1%51
10-Year IRR
12.2%
Returns Index
26.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,000/yr
NOI
$33,028/yr
Net Cash Flow
-$676/mo
Cash Margin
-18.0%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo37
Risk Index
23.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 18 Bessie Avenue S

Time

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Data last updated within the past 24 hours.