5 Firelane 14b Road, Niagara-on-the-Lake

$1,890,000
5 Firelane 14b Road

$1,890,000

New
3d
Detached2-Storey

5 Firelane 14b Road, Niagara-on-the-Lake

Total Monthly Obligation $8,463

Beds
3
Baths
2
Park
6
Sqft
2500-3000
DOM
3d
Score
13
Yield
1.8%
Cash on Cash
-14.7%
Cap Rate
1.4%
5Y IRR
4.1%
10Y IRR
5.8%
Property Type-Detached
MLS® Number-X14101300
Beds-3
Bathrooms-2
Size-2500-3000 sqft
Lot Size-87.08 × 151.69 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,566 (2026)
Parking-8 - Detached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-FAIR AGENT REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Stucco (Plaster)
Roof-Metal
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-102 - Lakeshore
Title-Residential Freehold

No agent assigned

This is your opportunity to own a private, extensively renovated retreat in a quiet Niagara-on-the-Lake setting, just steps from Lake Ontario. Offering approximately 4,215 sq. ft. of total space, this distinctive 2-storey home is set along private Firelane 14B, surrounded by mature trees and backing onto a peaceful peach orchard with no rear neighbours. Inside, the dramatic open-concept living room features soaring vaulted ceilings, a striking fireplace wall and an impressive upper-level overlook. The custom designer kitchen offers a large centre island, stainless steel appliances and contemporary finishes, creating an inviting space for everyday living and entertaining. The home features 3 bedrooms, a main-floor office (or 4th bedroom), 2 full bathrooms and TONS of flexible space in the near finished basement, while vaulted ceilings throughout add architectural character. Two sets of patio doors open to separate decks overlooking established fruit trees, berry bushes, vegetable and herb gardens. Extensive recent improvements include a natural gas forced-air furnace, central A/C, windows and doors, upgraded well and cistern systems with separate jet pumps and UV filtration, plus both natural gas and electric tankless water heaters. The electric fireplace is also roughed-in for gas, and the home offers 200-amp service and durable metal-shingle roofing. A detached 2-car garage, generous driveway parking and a large lower parking pad provide excellent space for guests, RVs, trailers, boats and more. A rare combination of privacy, character, extensive updates and lakeside living in an area where properties seldom become available.

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$
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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,512,000
Land Transfer Taxes$34,275
Legal Fees (Est.)
$
Total cash required for closing$413,775

Total Monthly Obligation

$8,463/mo
Mortgage $7,624
Monthly Loss $6,456
Principal$2,006
Interest$5,618
Property Tax$464
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.1%8
Cash-on-Cash
-17.3%0
5-Year IRR
2.0%5
10-Year IRR
4.5%
Returns Index
3.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,800/yr
NOI
$21,254/yr
Net Cash Flow
-$5,853/mo
Cash Margin
-201.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.232
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
12.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Firelane 14b Road

Time

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