83 Scotchmere Crescent, London South

$399,900
83 Scotchmere Crescent

$399,900

New
2d
Semi-Detached 2-Storey

83 Scotchmere Crescent, London South

Total Monthly Obligation $2,193

Beds
3
Baths
2
Park
2
Sqft
1100-1500
DOM
2d
Score
28
Yield
7.0%
Cash on Cash
5.6%
Cap Rate
5.8%
5Y IRR
20.1%
10Y IRR
18.3%
Property Type-Semi-Detached
MLS® Number-X14101396
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 110 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$2,464 (2025)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-THRIVE REALTY GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-South X
Title-Residential Freehold

No agent assigned

Welcome to this beautifully updated two-storey semi in the heart of White Oaks! Clean, well maintained, and move-in ready, this inviting home is ideally located just minutes from White Oaks Park, White Oaks Mall, schools, shopping, dining, transit, and more! Step inside to a bright and airy main floor featuring a welcoming living room with a charming bay window, newer flooring (2018), and a thoughtfully updated kitchen (2018). The kitchen offers a lovely view of the backyard through its window, bringing in plenty of natural light and greenery. A convenient 2-piece powder room completes the main level. Outside, enjoy your own private, fully fenced backyard surrounded by mature trees and lush greenery. A concrete patio provides the perfect space for outdoor entertaining or relaxing, while the side door offers convenient access to the yard. Upstairs, you'll find three spacious bedrooms and a 4-piece bathroom, providing comfortable accommodations for the whole family. The finished basement adds even more living space with a family room and ample storage. Numerous important updates provide added peace of mind, including newer washer and dryer (2019), roof (2018), A/C (2020), furnace (2021), water heater (2022), and more! A wonderful opportunity to own a move-in-ready home in the convenient and established White Oaks neighbourhood!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,193/mo
Mortgage $1,613
Monthly Loss $1,769
Principal$424
Interest$1,189
Property Tax$205
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%33
Cash-on-Cash
-1.3%6
5-Year IRR
14.7%69
10-Year IRR
14.3%
Returns Index
36.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,960/yr
NOI
$18,200/yr
Net Cash Flow
-$96/mo
Cash Margin
-4.1%2
Cash Flow Index
2.1/ 100
Risk Profile
Weight: 20%
DSCR
0.9422
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
38.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 83 Scotchmere Crescent

Time

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Data last updated within the past 24 hours.