43 Shoreline Drive, St. Catharines

$739,900
43 Shoreline Drive

$739,900

New
2d
DetachedBacksplit 4

43 Shoreline Drive, St. Catharines

Total Monthly Obligation $3,776

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
2d
Score
17
Yield
4.0%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-X14101734
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-50 × 133 ft
Listed on site-Oct 21, 2026
Style-Backsplit 4
Building Type-Detached
Taxes-$4,992 (2026)
Parking-5 - Carport
Basement-Separate Entrance, Crawl Space
Heating-Forced Air (Gas)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-437 - Lakeshore
Title-Residential Freehold

No agent assigned

Walking trails and waterfront paths start right beside the house, and the lake, parks, and great schools are all just minutes away. 43 Shoreline Drive gives you that peaceful, close-to-nature feel without giving up convenience. Shopping, restaurants, and everyday amenities are close by, and quick highway access makes commuting across Niagara and beyond easy.Inside, this 4-level back split offers an open concept layout, hardwood floors, and plenty of natural light. Upstairs you'll find 3 spacious bedrooms and a full 4-piece bathroom. The lower level has been fully updated with a beautiful new bathroom, a separate entrance, and large windows that keep it bright and airy. Additional updates include the furnace and AC (2019) and a 200 amp electrical panel (2019).Out back, the fenced yard is surrounded by mature trees for a private, quiet space to unwind. The heated shed has electricity, so it works as a workshop or extra storage.If you want a well-kept home where you can step out the door onto the trails, drop the kids at school in minutes, and still be close to everything, this one is worth a look.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$591,920
Land Transfer Taxes$11,273
Legal Fees (Est.)
$
Total cash required for closing$160,753

Total Monthly Obligation

$3,776/mo
Mortgage $2,985
Monthly Loss $2,990
Principal$785
Interest$2,199
Property Tax$416
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.4%16
10-Year IRR
7.8%
Returns Index
9.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,580/yr
NOI
$17,130/yr
Net Cash Flow
-$1,557/mo
Cash Margin
-63.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
21.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Shoreline Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.