46 HOPPER Lane, St. Thomas

$521,432
46 HOPPER Lane

$521,432

New
3d
Semi-Detached 2-Storey

46 HOPPER Lane, St. Thomas

Total Monthly Obligation $2,478

HausQ Valuation Report
Beds
3
Baths
2
Park
1
Sqft
1100-1500
DOM
3d
Score
22
Yield
5.5%
Cash on Cash
2.3%
Cap Rate
5.1%
5Y IRR
17.4%
10Y IRR
16.1%
Property Type-Semi-Detached
MLS® Number-X14101834
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-29.5 × 115.9 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-New
Parking-2 - Attached
Basement-Unfinished
Heating-Forced Air (Electric)
Brokerage-ROYAL LEPAGE TRILAND REALTY
Cooling-Other
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding, Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Other
Neighbourhood-St. Thomas
Title-Residential Freehold

No agent assigned

Located in Miller's Pond, this two-storey semi-detached home offers 1300 sq. ft. of finished living space and is currently under construction, with a completion date of January 12th, 2027. The main floor features a welcoming foyer, 2pc bathroom, and open-concept kitchen, dining area, and great room. Upstairs are three spacious bedrooms and a 4pc bathroom. The unfinished basement offers additional potential for storage or future living space. Built by Doug Tarry Homes, this fully electric home is ENERGY STAR Certified and Net Zero Ready. Features include luxury vinyl plank and carpet flooring, a kitchen with quartz countertops and tiled backsplash, an attached single-car garage, deck, and landscaping package. Parish Park is just a few steps away, while the Doug Tarry Sports Complex, St. Joseph's High School, and Fanshawe College are also within easy reach. All that's left to do is move in and enjoy the Doug Tarry Difference. Price reflects a potential HST rebate, subject to government approval and buyer eligibility. The seller makes no representations. Price may change if the rebate is not applicable.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$428,826($11,680 CMHC)
Land Transfer Taxes$6,904
Legal Fees (Est.)
$
Total cash required for closing$112,690

Total Monthly Obligation

$2,537/mo
Mortgage $2,162
Monthly Loss $1,968
Principal$569
Interest$1,593
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-4.0%3
5-Year IRR
11.3%44
10-Year IRR
12.2%
Returns Index
24.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,800/yr
NOI
$21,420/yr
Net Cash Flow
-$377/mo
Cash Margin
-15.7%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8315
LTV Ratio
82.2%14
Vacancy Buffer
3.8 mo65
Risk Index
31.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 46 HOPPER Lane

Time

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