365 Geneva Street 1002, St. Catharines

$230,000
365 Geneva Street 1002

$230,000

New
4d
Condo ApartmentApartment

365 Geneva Street 1002, St. Catharines

Total Monthly Obligation $1,799

Beds
1
Baths
1
Park
1
Sqft
600-699
DOM
4d
Score
24
Yield
9.2%
Cash on Cash
2.5%
Cap Rate
5.1%
5Y IRR
17.5%
10Y IRR
16.2%
Property Type-Condo Apartment
MLS® Number-X14101942
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Oct 19, 2026
Style-Apartment
Building Type-Condo Apartment
Taxes-$2,044 (2026)
Maintenance-$501.31/mo
Locker-Exclusive
Parking-1 - Surface
Basement-None
Heating-Baseboard (Gas)
Brokerage-COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Exterior-Brick
Possession-Immediate
Neighbourhood-446 - Fairview
Title-Residential Condo & Other

No agent assigned

Welcome to effortless condo living at Parklands, where comfort, convenience, and low maintenance living come together in one of St. Catharines' most desirable locations.Perched on the 10th floor, this beautifully maintained, move in ready suite offers sweeping treetop views, abundant natural light, and spectacular west facing sunsets from your private balcony. Thoughtfully updated throughout, you'll appreciate the bright open concept layout featuring luxury vinyl plank flooring, fresh paint, and a spacious living and dining area designed for both relaxing and entertaining.The kitchen features ample workspace, and the 4 piece bathroom has been renovated. The oversized bedroom provides exceptional comfort with closet space, plus the added convenience of an in suite storage room. Additional closets throughout the unit ensure there's a place for everything.Enjoy the carefree lifestyle you've been looking for with one assigned parking space and exceptional building amenities including a fitness centre, party room, laundry facilities, beautifully landscaped grounds, community gardens, visitor parking, and even a convenient car wash area.Perfectly located just steps to Fairview Mall, grocery stores, restaurants, banks, public transit, and everyday amenities, with quick access to the QEW, downtown St. Catharines, parks, and walking trails.Whether you're a first time buyer, professional, downsizer looking to simplify, or an investor seeking a turnkey opportunity, this exceptional condo offers outstanding value and peace of mind. Even better, the condominium fees include heat, water, and one assigned parking space, making budgeting simple and homeownership even more affordable.Move in, relax, and enjoy the freedom of maintenance free living. Welcome home.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$184,000
Land Transfer Taxes$2,025
Legal Fees (Est.)
$
Total cash required for closing$49,525

Total Monthly Obligation

$1,799/mo
Mortgage $928
Monthly Loss $1,555
Principal$244
Interest$684
Property Tax$170
Condo Fees$501
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.9%49
10-Year IRR
12.5%
Returns Index
25.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,048/yr
NOI
$8,483/yr
Net Cash Flow
-$221/mo
Cash Margin
-12.6%0
Cash Flow Index
0.4/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
5.3 mo86
Risk Index
39.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 365 Geneva Street 1002

Time

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Data last updated within the past 24 hours.