20 Ridge Point Drive, St. Catharines

$575,000
20 Ridge Point Drive

$575,000

New
2d
DetachedBungalow

20 Ridge Point Drive, St. Catharines

Total Monthly Obligation $3,015

HausQ Valuation Report
Beds
4
Baths
2
Park
3
Sqft
700-1100
DOM
2d
Score
21
Yield
5.6%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-X14102182
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-50.11 × 110.35 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,850.17 (2026)
Parking-4 - Detached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-THE AGENCY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-460 - Burleigh Hill
Title-Residential Freehold

No agent assigned

Welcome to your new home in the peaceful neighbourhood of Burleigh Hill! This Beautifully Renovated 3+1 bed, 1+1 bath Bungalow Offers a bright open functional layout, with the lower level recently finished for an additional living space with Separate Entrance! Spacious Backyard and Large Detached garage. Close to many amenities St Catharines/Niagara has to offer! Whether you're growing your family, or looking to downsize into something move in ready, this home offers the space, style, and convenience you've been looking for!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$460,000
Land Transfer Taxes$7,975
Legal Fees (Est.)
$
Total cash required for closing$124,475

Total Monthly Obligation

$3,015/mo
Mortgage $2,319
Monthly Loss $2,405
Principal$610
Interest$1,709
Property Tax$321
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.6%2
5-Year IRR
11.2%44
10-Year IRR
11.6%
Returns Index
23.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,484/yr
NOI
$20,885/yr
Net Cash Flow
-$579/mo
Cash Margin
-21.4%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7512
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo53
Risk Index
27.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Ridge Point Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

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Data last updated within the past 24 hours.