570 Lake Street N, St. Catharines

$499,000
570 Lake Street N

$499,000

New
3d
Semi-Detached 2-Storey

570 Lake Street N, St. Catharines

Total Monthly Obligation $2,635

Beds
3
Baths
2
Park
3
Sqft
700-1100
DOM
3d
Score
22
Yield
5.8%
Cash on Cash
0.7%
Cap Rate
4.7%
5Y IRR
16.2%
10Y IRR
15.1%
Property Type-Semi-Detached
MLS® Number-X14102552
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-34.5 × 110 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-51-99
Taxes-$2,967.05 (2026)
Parking-3 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick Veneer
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30 days
Neighbourhood-443 - Lakeport
Title-Residential Freehold

No agent assigned

Looking for a 3 bedroom updated North end Semi then this is for you! New kitchen wth white backsplash and stainless fridge and stove. Recently painted and easy care laminate flooring thruout the house. Large recroom with big ceramic tile flooring. Lots of extra shelving and a big laundry area with upper cabinets. All windows have been replaced and a modern front door greets you. ample parking a large shed with a private backyard. No work here Just MOVE IN

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,200
Land Transfer Taxes$6,455
Legal Fees (Est.)
$
Total cash required for closing$107,755

Total Monthly Obligation

$2,635/mo
Mortgage $2,013
Monthly Loss $2,105
Principal$530
Interest$1,483
Property Tax$247
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.1%2
5-Year IRR
11.6%47
10-Year IRR
11.9%
Returns Index
24.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,004/yr
NOI
$18,637/yr
Net Cash Flow
-$460/mo
Cash Margin
-19.0%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
31.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 570 Lake Street N

Time

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