1097 Crossfield Avenue, Kingston

$699,900
1097 Crossfield Avenue

$699,900

New
2d
DetachedBungalow

1097 Crossfield Avenue, Kingston

Total Monthly Obligation $3,605

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
2d
Score
21
Yield
5.7%
Cash on Cash
-0.0%
Cap Rate
4.6%
5Y IRR
15.5%
10Y IRR
14.6%
Property Type-Detached
MLS® Number-X14102630
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-40.03 × 125.81 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Age-6-15
Taxes-$4,875.76 (2026)
Parking-5 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-42 - City Northwest
Title-Residential Freehold

No agent assigned

Welcome home to 1097 Crossfield Avenue, a quality custom-built bungalow offering exceptional design, comfort, and convenience in Kingston's desirable west end. From the moment you step inside, you'll appreciate the efficient and highly functional floor plan, quality finishes, and pride of ownership throughout. The main level features three spacious bedrooms, including a primary retreat complete with its own ensuite bathroom. Hardwood and ceramic flooring flow throughout the principal living areas, enhancing both style and durability. The bright, functional layout is designed for both everyday living and entertaining, with generous living spaces and an abundance of natural light. The finished lower level significantly expands the living space, offering a fourth bedroom, full bathroom, and an enormous recreation room perfect for family gatherings, games, or movie nights. There's also ample unfinished space ready for your vision, whether it's a home gym, office, hobby room, workshop, or additional living area. Step outside to enjoy the privacy of having no rear neighbours, providing a peaceful backdrop for relaxing or hosting family and friends. Ideally located within walking distance to shopping, parks, schools, restaurants, and everyday amenities, this home offers the perfect balance of privacy and convenience. A rare opportunity to own a thoughtfully designed custom home in one of Kingston's most sought-after west-end neighbourhoods.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,605/mo
Mortgage $2,823
Monthly Loss $2,862
Principal$743
Interest$2,080
Property Tax$406
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.1%2
5-Year IRR
11.7%47
10-Year IRR
11.9%
Returns Index
24.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,600/yr
NOI
$26,264/yr
Net Cash Flow
-$635/mo
Cash Margin
-19.2%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
24.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1097 Crossfield Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.