107 Bagot Street 102, Guelph

$415,000
107 Bagot Street 102

$415,000

New
2d
Condo ApartmentApartment

107 Bagot Street 102, Guelph

Total Monthly Obligation $2,933

HausQ Valuation Report
Beds
3
Baths
2
Park
2
Sqft
1200-1399
DOM
2d
Score
25
Yield
8.9%
Cash on Cash
3.9%
Cap Rate
5.4%
5Y IRR
18.7%
10Y IRR
17.2%
Property Type-Condo Apartment
MLS® Number-X14103256
Beds-3
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Oct 21, 2026
Style-Apartment
Building Type-Condo Apartment
Age-31-50
Taxes-$3,153.19 (2026)
Maintenance-$795.81/mo
Locker-Owned
Parking-2 - Underground
Basement-None
Heating-Forced Air (Electric)
Brokerage-Royal LePage Royal City Realty
Cooling-Wall Unit(s)
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Concrete
Possession-4 months plus would be ideal
Neighbourhood-Junction/Onward Willow
Title-Residential Condo & Other

No agent assigned

Attention first-time buyers and downsizers! Welcome to Unit 102 at 107 Bagot Street, a fantastic opportunity to get into the Guelph market without sacrificing on living space. Originally the model unit, this very bright and open 3-bedroom, 2-bathroom condo is carpet free throughout and offers a layout that feels welcoming from the moment you step inside. The primary bedroom includes its own private ensuite, and a second full bathroom makes life easy for family, guests, or roommates. There is plenty of storage within the unit, plus a storage locker for all the extras. Being on the main floor means you have very convenient access directly to the outside, perfect for groceries, pets, and bikes, and you can step onto your own private deck to relax with a morning coffee or unwind in the evening. The building itself is well maintained and secure, and includes a party room for entertaining as well as bike storage. This is a wonderful opportunity to enjoy a bright, spacious, move-in-ready home at a great price point in Guelph!

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Closing Costs

Mortgage Amount
$332,000
Land Transfer Taxes$4,775
Legal Fees (Est.)
$
Total cash required for closing$89,275

Total Monthly Obligation

$2,933/mo
Mortgage $1,674
Monthly Loss $2,492
Principal$441
Interest$1,233
Property Tax$263
Condo Fees$796
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
4.4%31
Cash-on-Cash
-2.2%5
5-Year IRR
14.3%67
10-Year IRR
14.3%
Returns Index
34.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
25/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,948/yr
NOI
$18,150/yr
Net Cash Flow
-$161/mo
Cash Margin
-5.2%2
Cash Flow Index
1.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9020
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo55
Risk Index
31.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 107 Bagot Street 102

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.