127 Pamilla Street, Dows Lake - Civic Hospital and Area

$749,000
127 Pamilla Street

$749,000

New
2d
Detached2-Storey

127 Pamilla Street, Dows Lake - Civic Hospital and Area

Total Monthly Obligation $3,972

Beds
3
Baths
2
Park
2
Sqft
1500-2000
DOM
2d
Score
19
Yield
5.4%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X14104960
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-24.93 × 99.89 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$6,909 (2025)
Parking-2 - None
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-SOLID ROCK REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-immediate
Neighbourhood-4502 - West Centre Town
Title-Residential Freehold

No agent assigned

A Charming home in an absolutely unbeatable location! Nestled on the no exit side of Pamilla St, mere steps from Preston, you will love the historical character of this home blended with modern conveniences that just needs your TLC and creativity. Entering from the front door you can't help but notice the front porch- imagine sitting here listening to the sounds of the city? There is a front staircase, front closet and a front living room- an ultra-convenient space for a home office or den! The main floor is open concept, and the front living room leads to a bright, separate, dining room. The powder room is tucked under the stairs! The large kitchen has loads of cabinets for storage & a massive peninsula w/ breakfast bar, ideal for homework & family time or conversations over a glass of wine. The kitchen also has a convenient closet & side door access to the driveway. The family room is at the back of the house w/ a patio door facing the yard & the servant's stairs to the second floor, where you'll find a primary bedroom facing the backyard, a full bathroom with a soaker tub & a separate shower, plus 2 other good sized bedrooms. There is also a bonus reading nook in the upper landing. There is serious potential here- The backyard is a blank slate, waiting for your landscaping/deck/balcony and wherever your imagination or handyman skills can take you! The Massive Attic is fantastic storage, but could be turned into a bonus space! Handy? Contractor? Passion for renovation? This home is a great opportunity for you! Don't forget about the LOCATION. just a few steps to the Dow's Lake train station, or the shops/resteraunts/pubs on Preston street, right by Dow's lake/ access to the HighwayCarling. You'll be blown away by how quiet this street is, in the heart of the city.Taxes per Geowarehouse. Sold under power of sale. Sold As-Is, Where Is. Seller does not warranty any aspects of property, including but not limited to: sizes, taxes or condition.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$599,200
Land Transfer Taxes$11,455
Legal Fees (Est.)
$
Total cash required for closing$162,755

Total Monthly Obligation

$3,972/mo
Mortgage $3,021
Monthly Loss $3,177
Principal$795
Interest$2,226
Property Tax$576
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.2%37
10-Year IRR
10.8%
Returns Index
19.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,548/yr
NOI
$25,084/yr
Net Cash Flow
-$931/mo
Cash Margin
-27.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
22.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 127 Pamilla Street

Time

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